Implementation of an Additional Factor for Secure Authentication in Online Transactions

Khattri, Vipin; Singh, Deepak Kumar

doi:10.1080/10919392.2019.1633123

Cited by 25 publications

(11 citation statements)

References 28 publications

Supporting

Mentioning

Contrasting

Order By: Relevance

“…The owners of organizations engaged with financial transactions have implemented different secure authentication and authorization procedures at all stages in order to deter electronic transaction fraud [40]. Only approved users must be eligible on the basis of electronic transfers, and only authorized users must, therefore, be able to access details exchanged for payment [42]. On the other hand, strong client authentication should shield the initiation of online payments besides access [43].…”

Section: • Authorization and Authenticationmentioning

confidence: 99%

An Efficient Secure Electronic Payment System for E-Commerce

2020

View full text Add to dashboard Cite

E-commerce implies an electronic purchasing and marketing process online by using typical Web browsers. As e-commerce is quickly developing on the planet, particularly in recent years, many areas of life are affected, particularly the improvement in how individuals regulate themselves non-financially and financially in different transactions. In electronic payment or e-commerce payment, the gateway is a major component of the structure to assure that such exchanges occur without disputes, while maintaining the common security over such systems. Most Internet payment gateways in e-commerce provide monetary information to customers using trusted third parties directly to a payment gateway. Nonetheless, it is recognized that the cloud Web server is not considered a protected entity. This article aims to develop an efficient and secure electronic payment protocol for e-commerce where consumers can immediately connect with the merchant properly. Interestingly, the proposed system does not require the customer to input his/her identity in the merchant’s website even though the customer can hide his/her identity and make a temporary identity to perform the service. It has been found that our protocol has much improved security effectiveness in terms of confidentiality, integrity, non-repudiation, anonymity availability, authentication, and authorization.

show abstract

Section: • Authorization and Authenticationmentioning

confidence: 99%

An Efficient Secure Electronic Payment System for E-Commerce

2020

View full text Add to dashboard Cite

show abstract

“…The past experience of a consumer affects the future purchase decision especially in situations where there was breach in privacy resulting in a cybercrime (Alhouti et al, 2016) which ultimately affects trust and intention to use (Wirtz & Göttel 2016). Khattri & Singh (2019) observed from their experiment and previous studies that although the rate of digitized services (e-services) adoption keeps increasing due to efforts of governments to reduce the fraud associated with physical transactions, there is a concurrent increase in cybercrimes. Cybercrime has been divided into: (a) Account takeover fraud, (b) stolen card fraud, (c) counterfeit (Carneiro et al, 2015;Vardhani et al, 2019), (d) ATM Fraud (Kaur et al, 2018) and (e) phone fraud (Khattri & Singh 2018).…”

Section: Curbing Cybercrimementioning

confidence: 99%

A Structured Review of e-Commerce Research: Theories, Trust, Antecedents of e-Service Adoption and Current Market Trends

Alimo¹

2020

theijbm

View full text Add to dashboard Cite

Review of e-Commerce Research: Theories, Trust, Antecedents of e-Service Adoption and Current Market Trends 1. Introduction The continuous advancement in information technology and information systems have led to many innovations in commerce, with companies increasingly adopting these technologies to survive in the market (Choshin & Ghaffari, 2017; Dai et al., 2015). To survive in the modern business environment, companies must adopt new technologies. As a result, there have been interventions by governments across the globe to improve internet infrastructure and policies to make it easier for businesses to adopt innovations (Rahayu& Day, 2015). According to Pappas et al. (2017), there have been conscious efforts by retailers to adopt strategies that can increase their customer base and one of such is online sales. Significant among these is e-commerce which reduces costs, cycle time of products and enables easy access to suppliers (Gupta & Sharma, 2018). This new revolution in business has been identified in the extant literature under the following themes: antecedents of electronic service adoption (

show abstract

“…The primary purpose of the authentication process is to allow only legitimate users for which they are eligible and prohibit those users who are not valid (Khattri and Singh, 2019;Khattri and Singh, 2018a;Dasgupta et al, 2017;Kennedy and Millard, 2016;Gunson et al, 2011;Barker et al, 2008). At the initial level of security, the most useful authentication process is the password, and it implements in almost all applications.…”

Section: Plastic Card Fraud Prevention Techniques 21 Authenticationmentioning

confidence: 99%

Plastic card circumvention an infirmity of authenticity and authorization

Khattri

Nayak

Singh

2020

JFC

Self Cite

View full text Add to dashboard Cite

Purpose Currency usage either in the physical or electronic marketplace through chip-based or magnetic strip-based plastic card becoming the vulnerable point for the handlers. Proper education and awareness can only thrive when concrete fraud detection techniques are being suggested together with potential mitigation possibilities. The purpose of this research study is tendering in the same direction with a suitable plan of action in developing the authentication strength metric to give weightage marks for authentication techniques. Design/methodology/approach In this research study, a qualitative in-depth exploration approach is being adapted for a better description, interpretation, conceptualization for attaining exhaustive insights into specific notions. A concrete method of observation is being adopted to study various time boxed reports on plastic card fraud and its possible impacts. Content and narrative analysis are being followed to interpret more qualitative and less quantitative story about existing fraud detection techniques. Moreover, an authentication strength metric is being developed on the basis of time, cost and human interactions. Findings The archived data narrated in various published research articles represent the local and global environment and the need for plastic card money. It gives the breathing sense and capabilities in the marketplace. The authentication strength metric gives a supporting hand for more solidification of the authentication technique with respect to the time, cost and human ease. Practical implications The research study is well controlled and sufficient interpretive. The empirical representation of authentication technique and fraud detection technique identification and suggestive mitigation gives this research study an implication view for the imbibing research youths. An application and metric based pathway of this research study provides a smoother way to tackle futuristic issues and challenges. Originality/value This research study represents comprehensive knowledge about the causes of the notion of plastic card fraud. The authentication strength metric represents the novelty of a research study which produced on the basis of rigorous documentary and classified research analysis. The creativity of the research study is rendering the profound and thoughtful reflection of the novel dimension in the same domain.

show abstract

Implementation of an Additional Factor for Secure Authentication in Online Transactions

Cited by 25 publications

References 28 publications

An Efficient Secure Electronic Payment System for E-Commerce

An Efficient Secure Electronic Payment System for E-Commerce

A Structured Review of e-Commerce Research: Theories, Trust, Antecedents of e-Service Adoption and Current Market Trends

Plastic card circumvention an infirmity of authenticity and authorization

Contact Info

Product

Resources

About