“…While individuals will react to financial hardship in different ways, there is evidence that stress and social isolation may occur, as well as the possibility of increased workloads, decreased time and resources, and disruption of children’s education so that they can help at home or with the family business [ 44 , 45 , 48 , 50 , 53 , 58 , 67 , 77 , 78 , 79 , 80 ]. These stressful situations cause uncertainty about the future, increasing anxiety [ 44 , 50 , 51 , 56 , 58 , 67 , 81 ].…”