Search citation statements
Paper Sections
Citation Types
Year Published
Publication Types
Relationship
Authors
Journals
Household face a variety of financial products when making decisions about investing their money, from simple bank accounts to financial products more sophisticated like stocks, funds, or bonds. Getting a greater understanding of the factors influencing the financial household decisions could enhance their financial well-being. The aim of this paper is to examine the link between early non-cognitive skills and household saving decisions in adulthood. Our results suggest that certain early non-cognitive skills are predictors of savings decisions in later life. Specifically, higher level of conscientiousness and neuroticism increases the probability of investing in any financial product, while high level of neuroticism, extraversion, and agreeableness increase the probability of holding financial products with risk. Moreover, the effect of non-cognitive skills was different across monthly income decile. For conscientiousness and neuroticism, a negative gradient effect was found, while this gradient effect was positive for agreeableness and extraversion These findings may be relevant from a policy perspective since boosting non-cognitive skills in childhood through educational policies could improve financial well-being in adulthood. JEL classification: D14 D91 G11
Household face a variety of financial products when making decisions about investing their money, from simple bank accounts to financial products more sophisticated like stocks, funds, or bonds. Getting a greater understanding of the factors influencing the financial household decisions could enhance their financial well-being. The aim of this paper is to examine the link between early non-cognitive skills and household saving decisions in adulthood. Our results suggest that certain early non-cognitive skills are predictors of savings decisions in later life. Specifically, higher level of conscientiousness and neuroticism increases the probability of investing in any financial product, while high level of neuroticism, extraversion, and agreeableness increase the probability of holding financial products with risk. Moreover, the effect of non-cognitive skills was different across monthly income decile. For conscientiousness and neuroticism, a negative gradient effect was found, while this gradient effect was positive for agreeableness and extraversion These findings may be relevant from a policy perspective since boosting non-cognitive skills in childhood through educational policies could improve financial well-being in adulthood. JEL classification: D14 D91 G11
BackgroundsCOVID-19 is difficult to end in a short time and people are still facing huge uncertainties. Since people's lives are gradually returning to normal, the sense of control and intolerance of uncertainty, which were mainly focused by past studies, are not specific to COVID-19 and will be more influenced by some factors unrelated to the pandemic. Therefore, they may be difficult to accurately reflect the individuals' perceptions of uncertainty. Besides, past research just after the outbreak mainly investigated people in high levels of uncertainty, we don't know the impact of uncertainties on individuals' psychological states when people gradually recovered their sense of control. To solve these problems, we proposed the concept of “pandemic uncertainty” and investigated its impact on people's daily lives.MethodsDuring October 20, 2021 to October 22, 2021, this study obtained data about uncertainty, depression, positive attitude, pandemic preventive behavior intentions, personality, and social support from 530 subjects using convenient sampling. The subjects were all college students from the Dalian University of Technology and Dalian Vocational and Technical College. According to the distribution of uncertainty, we divided the dataset into high and low groups. Subsequently, by using uncertainty as the independent variable, the grouping variable as the moderating variable, and other variables as the control variables, the moderating effects were analyzed for depression, positive attitude, and pandemic preventive behavior intentions, respectively.ResultsThe results showed that the grouping variable significantly moderate the influence of uncertainty on positive attitude and pandemic preventive behavior intentions but had no significant effect on depression. Simple slope analysis revealed that high grouping uncertainty significantly and positively predicted positive attitude and pandemic preventive behavior intentions, while low grouping effects were not significant.ConclusionThese results reveal a nonlinear effect of pandemic uncertainty on the pandemic preventive behavior intentions and positive life attitudes and enlighten us about the nonlinear relationship of psychological characteristics during a pandemic.
Objective: Folates are essential for healthy cell division, growth and function. With the discovery that folate provides the proliferation and differentiation of muscle cells, the relationship between folate and sarcopenia has attracted the curiosity of researchers. Geriatric syndromes may have a common pathogenesis, as they are considered clinical conditions with common risk factors. Our aim in this study was to investigate the relationship of sarcopenia with geriatric syndromes and serum folate level. Materials and Methods:The study population consisted of 287 patients (202 female) who were admitted to our geriatrics outpatient clinic for the first time and underwent a comprehensive geriatric assessment (CGA) during the one year between January 2018 and January 2019. Demographic information, chronic diseases, drugs used by the participants and their current chronic diseases, CGA results and laboratory findings of patients were recorded. Diagnosis of sarcopenia was made under the guidance of the European working group on sarcopenia in older people 2.Results: Eighty-eight (31%) of the 287 patients were sarcopenic. While age, number of drugs, the frequency of chronic kidney disease and malnutrition were statistically significantly higher in patients with sarcopenia, mini-mental state examination score and serum folate levels were significantly lower (p=0.001, p<0.001, p=0.040, p<0.001, p=0.001, p=0.028; respectively). The result of univariate logistic regression analysis showed that sarcopenia was independently associated with folate [odds ratio: 0.926 (95%) confidence interval: 0.864-0.993, p=0.031]. Serum folate level in patients with malnutrition was also significantly lower (7.12±4.39, p=0.008). Conclusion:Since sarcopenia is associated with malnutrition, they should be evaluated together. As we found that serum folate levels were lower in patients with both sarcopenia and malnutrition, we recommend that risky groups be supported with folate-rich foods or folic acid supplementation.
scite is a Brooklyn-based organization that helps researchers better discover and understand research articles through Smart Citations–citations that display the context of the citation and describe whether the article provides supporting or contrasting evidence. scite is used by students and researchers from around the world and is funded in part by the National Science Foundation and the National Institute on Drug Abuse of the National Institutes of Health.
customersupport@researchsolutions.com
10624 S. Eastern Ave., Ste. A-614
Henderson, NV 89052, USA
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Copyright © 2024 scite LLC. All rights reserved.
Made with 💙 for researchers
Part of the Research Solutions Family.