We theoretically investigate the dynamical Casimir effect in a single-mode cavity endowed with a driven offresonant mirror. We explore the dynamics of photon generation as a function of the ratio between the cavity mode and the mirror's driving frequency. Interestingly, we find that this ratio defines a threshold-which we referred to as a metal-insulator phase transition-between an exponential growth and a low photon production. The low photon production is due to Bloch-like oscillations that produce a strong localization of the initial vacuum state, thus preventing higher generation of photons. To break localization of the vacuum state, and enhance the photon generation, we impose a dephasing mechanism, based on dynamic disorder, into the driving frequency of the mirror. Additionally, we explore the effects of finite temperature on the photon production. Concurrently, we propose a classical analogue of the dynamical Casimir effect in engineered photonic lattices, where the propagation of classical light emulates the photon generation from the quantum vacuum of a singlemode tunable cavity.