Information support for research of financial behavior of households

Abstract

The article substantiates the need for the formation of appropriate information support for the study of financial behavior of the population, due to the lack of official statistics. Existing sample surveys conducted by research teams do not always meet the objectives of this study, and most of them are not publicly available. It is argued that today there are difficulties in obtaining accurate and reliable data that represents the behavior of individuals and households. Official statistics form databases on households in terms of income and expenditure, material well-being, investment behavior, employment structure, migration, health and nutrition structure, education and other indicators It is determined that when studying the financial behavior of the population, it is advisable to establish not only the results of decisions about spending money, but also the motives. The constituent sources of information on the peculiarities of the formation of income and expenditure by peasant households are systematized and proposals for their improvement are developed taking into account foreign practice. It is established that there is a difference between the domestic practice and the European approach to estimating the value of products produced for own consumption. was donated to relatives and others. It is substantiated that in order to form a system of information support for the study of financial behavior of households, it is advisable to conduct a special survey, which should form indicators of available resources and cash expenditures and savings. It is established that this approach will create an information database that displays complete information on the amount of available resources, which includes in addition to cash income estimates of natural consumption from various sources, as well as the amount of loans and savings, as well as information on consumption expenditures and savings within households.