“…The widespread use of digital technologies, such as artificial intelligence, machine learning, quantum and cloud technologies, robotics, BigData, blockchain and others, allows us to qualitatively transform existing business models and business processes of companies [1][2][3][4]. The pace of digitalization is increasing in industries, telecommunications, finance, healthcare, and public administration [5][6][7][8][9][10][11][12]. Modern companies are characterized by a complex hierarchy of business processes, therefore digitalization is associated with a complex of risk factors: risks of incorrect choice of a digital solution for a particular process, various technical, financial, user external and internal risks.…”