“…Complexity [75,84,96,107,115,119,132,141,153] Relative advantage (or technology perceived benefits) including operational efficiency, security, scalability, ease of use, cost saving, trust, and trialability [74,75,84,96,101,105,107,109,[114][115][116]122,123,125,127,132,133,140,141,153] O Management Support (or higher authority/management support and internal leadership) [96,105,107,109,[114][115][116]122,123,127,153] Organizational readiness (or organizational innovativeness) including organizational structure, culture, finance, flexibility, and technology readiness (or, information technology resources) including infrastructure facility and suitable application [75,76,96,101,105,…”