To create the optimal composition of the plaster solution with the preassigned properties, it is necessary to know the processes taking place in the “masonry-coating” system, including in the contact zone between it and the masonry, the mechanism of its destruction. The purpose of the presented work was to describe the processes of occurrence and growth of cracks in the plaster coating and its contact zone with the masonry, in the process of its application, hardening and operation of the wall structure. In recent years, significant progress has been made in analyzing the reliability of plaster coatings, their behavior during operation, however, there are problems in predicting the evolution of damage in terms of initiation and growth of cracks, which ultimately leads to cracking and delamination of the plaster coating from masonry. The behavior of the plaster coating largely depends on its structure and the structure of the contact zone. The state of the “masonry-coating” system was described and this made it possible to obtain data on the process of its destruction, the appearance and spread of cracks. The system was destroyed according to two main schemes: formation and development of cracks in the coating and in the contact zone. Thus, these researches make it possible to reduce the number of defects in the contact zone with the masonry and increase the service life of the wall structure.