Investors’ confidence in the crowdlending platform and the impact of Covid-19

María, Ferrer José; Ulrich, Klaus; Cristina, Blanco González-Tejero; Enrique, Caño Marín

doi:10.1016/j.jbusres.2022.113433

Cited by 14 publications

(5 citation statements)

References 87 publications

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“…The indicators proved that millennials and Gen Zs who receive positive encouragement (SN1), opinions (SN2), and testimonies (SN3) from their friends, family, and peers; consume positive influence from online content creators (SN4); and receive social pressure to have their investment behaviors impact society and the environment positively (SN5) allow them to have a better disposition of their capacity to invest in real estate. The results are similar to the statements from the previous literature [58,63,64,[66][67][68][69]. It follows that when the individual has a positive view of real estate and the subjective norm is supportive of the investing intention and behavior, it is more likely that the individual will be willing to take the time and effort required to invest in real estate (PBC1), has the financial capacity to invest (PBC2), has access to multiple funding options (PBC3), is knowledgeable in real estate investing (PBC4), has access to reliable sources of advice (PBC5), and has confidence or overconfidence to push through with their investment plans (PBC6).…”

Section: Discussionsupporting

confidence: 92%

“…That is, those who believe that investing is socially desirable may also believe that they possess the skills and resources necessary to invest successfully. The environment as well as social support from family, friends, or coworkers who also invest can boost a person's confidence in his or her ability to invest successfully, thereby enhancing their perception of behavioral control [58,[66][67][68]. Conversely, subjective norm can negatively influence perceived behavioral control.…”

Section: Theoretical Frameworkmentioning

confidence: 99%

“…The summary of measures and constructs is shown in Table 4. The items for the constructs were adopted from and/or were based on the results of existing reports and studies [8,16,63,67,70,73,[99][100][101][102][103][104][105][106][107][108][109]. For clarity, the operational definition for each construct was provided in the survey.…”

Section: Questionnairementioning

confidence: 99%

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Antecedents of Real Estate Investment Intention among Filipino Millennials and Gen Z: An Extended Theory of Planned Behavior

Gumasing,

Niro

2023

Sustainability

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The Philippines’ real estate (RE) market vis à vis its government’s collective efforts to accelerate its digital transformation faces prevalent illegal RE practices online on top of limited publicly accessible data for decision-making and decentralized and highly regional RE markets. As the middle-income millennials’ and Gen Zs’ purchasing power rises, these increasingly important consumer groups might fall prey to online RE colorums or make bad RE investment decisions. In anticipation of big data, ML, and AI becoming integral to the Philippine RE industry, this study extends the theory of the planned behavior model to account for RE investment and illegal practice and to build a theoretical basis for foundational models. A total of 400 Filipinos aged 15 to 42 from different regions in the country responded to a self-administered online survey questionnaire. The model was assessed using partial least squares structural equation modeling (PLS-SEM) and was proven to be sufficient to explain the proposed model. Results from the partial least squares structural equation modeling (PLS-SEM) revealed that during inflation, risk tolerance (RT), perceived property value (PPV), and aversion from illegal practice (IP) significantly influence millennials’ and Gen Zs’ intention to invest in the RE market, implying that they would consider prioritizing profitability at the expense of sustainability. Thus, a collective commitment to provide transparent and real-time data on RE KPIs and projects is necessary for safer and optimized operations while ensuring the sustainability of current and future projects.

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Section: Discussionsupporting

confidence: 92%

Section: Theoretical Frameworkmentioning

confidence: 99%

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Antecedents of Real Estate Investment Intention among Filipino Millennials and Gen Z: An Extended Theory of Planned Behavior

Gumasing,

Niro

2023

Sustainability

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“…We consider a qualitative research approach appropriate, because the glass ceiling problem is under-researched in the Nigerian context, and there is limited literature to support the development of hypotheses (Liu et al, 2011;Oseghale et al, 2022;Windasari et al, 2022). Moreover, according to Yin (2009) and Ferrer et al (2023), a qualitative approach can support the collection of rich data (on the glass ceiling) to support theory development.…”

Section: Methodsmentioning

confidence: 99%

Glass Ceiling in the Nigerian Banking Sector: Evidence from Senior Male and Female Employees

Pepple,

Oseghale,

Nmecha

et al. 2024

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The banking and finance sector is a major employer in many countries, especially in emerging economies. Decisions made in the sector have significant implication on the economy. There is evidence that decision- making has significant implications for organisations (and, by extension, the economy) when their manage- ment teams are diverse in terms of gender. Yet only a few women are promoted to executive and managerial roles. This research qualitatively explores how senior male and female employees experience the glass ceiling in the Nigerian banking sector. We conducted 40 interviews, comprising 20 senior male executives and 20 senior female executives from 4 banks in Nigeria. Our study reveals that the glass ceiling is characterised by a male-dominated meritocratic organisational culture that is driven by the goal of profit maximisation, consis- tent with the meritocratic perspective of role congruity theory. We contribute to the extant literature on this topic by examining how women’s strategies for navigating this landscape (namely, the self-directed actions women take in order to progress in their careers) diminish men’s view of the glass ceiling, suggesting a para- dox of meritocracy. This study contributes significantly to the debates on the future of women’s progression in the banking sector in an emerging economy.

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“…Perkembangan teknologi internet telah mengubah cara masyarakat berkomunikasi dalam kehidupan sehari-hari [1]. Indikator terpenting dari transformasi ini adalah munculnya alat komunikasi berbasis platform online seperti Facebook, Twitter, Instagram, Tiktok dan jejaring sosial lainnya [2].…”

Section: Pendahuluanunclassified

Komunikasi dalam Platform Online Crowdfunding: Tinjauan Literatur Sistematis

Wismashanti,

Irwansyah

2023

TMJ

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(Introduction) Artikel ini disusun untuk mengetahui peran komunikasi dalam crowdfunding di platform online dalam tiga tahun terakhir. (Methods) Dalam menjawab masalah penelitian ini, sebuah penelitian berbasis systematic literature review dilakukan. Penelitian dilakukan dengan menggunakan Preferred Reporting Items for Systematic Reviews and Meta-Analysis (PRISMA). (Results) Hasil dari penelitian menemukan bahwa komunikasi berkontribusi signifikan di dalam crowdfunding pada tiga tahun terakhir. Penelitian ini memiliki beberapa temuan. Pertama, penggunaan media sosial atau jejaring media akan lebih efektif ketika komunikator mampu memberikan informasi tentang pengembangan kampanye. Narasi dan persuasi pesan penting untuk diperhatikan demi keberhasilan dari crowdfunding. Kedua, kepercayaan sangat penting untuk kesuksesan di pasar online khususnya dalam crowdfunding. Sehingga, keterlibatan media sosial dan pembagian informasi di media sosial sangat penting untuk keberhasilan crowdfunding. Hal ini juga didukung dengan komentar baik dari konsumen yang ada di media sosial. Ketiga, perusahaan yang melakukan kampanye crowdfunding dengan basis selain donasi harus dapat mengeluarkan timbal balik yang menarik orang untuk ikut ambil bagian dalam crowdfunding yang dilakukan. Pada ketiga temuan tersebut, komunikasi yang efektif memiliki kontribusi yang signifikan bagi keberhasilan crowdfunding. (Discussion) Kesimpulan dari penelitian ini, melihat kontribusi komunikasi dalam crowdfunding, diperlukan penelitian dan arahan lebih lanjut terkait komunikasi dalam crowdfunding.

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Investors’ confidence in the crowdlending platform and the impact of Covid-19

Cited by 14 publications

References 87 publications

Antecedents of Real Estate Investment Intention among Filipino Millennials and Gen Z: An Extended Theory of Planned Behavior

Antecedents of Real Estate Investment Intention among Filipino Millennials and Gen Z: An Extended Theory of Planned Behavior

Glass Ceiling in the Nigerian Banking Sector: Evidence from Senior Male and Female Employees

Komunikasi dalam Platform Online Crowdfunding: Tinjauan Literatur Sistematis

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