“…While advocates argue arming teachers is more cost-effective than hiring SROs, they fail to discuss the hidden costs of this policy (Elliot, 2015;Hill, 2013;Skalka, 2019;Walker & Sampson, 2018). In addition to the expense of providing firearms and on-going training that can cost thousands of dollars per teacher, school districts arming teachers also encounter higher insurance premiums-upwards to $2,500 or more per armed individualor, in some cases, have had their insurance dropped (Bump, 2018;Frankel, 2018;McCausland, 2018;Rogers et al, 2018). Insurance carriers view teachers with guns as a heightened liability, stressing the increased likelihood of accidents, injuries, and death (Bump, 2018;Frankel, 2018;McCausland, 2018).…”