“…Islamic financial instruments are proven to have an important role in alleviating poverty in which there are Islamic social financial instruments, namely: zakat and waqf (Abdullah, 2020;Iskandar et al, 2021;Oladapo et al, 2017;Rana et al, 2020;Ummulkhayr, 2020), two other Islamic financial instruments are alms and infaq (Alfadri et al, 2021;Almahmudi, 2020;Andrini & Auwalin, 2019;Kholid, 2019). The use of zakat funds, especially during the COVID-19 pandemic as a solution to economic problems in Indonesia, has also proven successful (Abidin, 2021;Amirudin & Sabiq, 2021;Ascarya, 2021;Faturohman et al, 2021;Gwadabe & Ab Rahman, 2020;Hafizah, 2021;Iskandar et al, 2020;Purwanto et al, 2021).…”