Job Security and First Homebuyers

Kupke, Valerie; Marano, Wayne

doi:10.1080/0811114042000296317

Cited by 3 publications

(2 citation statements)

References 3 publications

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“…Of households with housing debt, those in lower income quintiles were also more likely to have financial difficulties than those on higher incomes (Figure 4). This pattern was also described by Kupke & Marano (2004) who found low income first-home buyers had a greater likelihood of poorer financial wellbeing than those on higher incomes. Given marked house price inflation in the period since the data used in the La Cava & Simon (2005) study were gathered, the trend is probably towards greater levels of household debt (Figure 3) and thus greater levels of potential exposure to spatial mortgage and oil risks for some households.…”

Section: Spatial Mortgage Debtmentioning

confidence: 58%

Shocking the Suburbs: Urban Location, Homeownership and Oil Vulnerability in the Australian City

2008

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Energy security is receiving increasing attention from governments and scholars at the global and national scale. Petroleum security and rising fuel prices are a challenge for cities whose housing systems are highly dependent on automobile transport. This study assesses transport and socio-tenurial patterns within Australian cities to identify how the combined present and future effects of rising fuel costs, mortgage interest rates and general inflation will be spatially distributed. Using an 'oil vulnerability' assessment methodology based on Australian Census data, the study reveals broad-scale mortgage and oil vulnerability across the outer suburbs of Australian cities. The paper concludes with some observations about spatially equitable policy responses to ameliorate the housing and urban impacts of rising petroleum costs.

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Section: Spatial Mortgage Debtmentioning

confidence: 58%

Shocking the Suburbs: Urban Location, Homeownership and Oil Vulnerability in the Australian City

2008

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“…Mulder and Wagner (1998) suggest that the effect of such a step in terms of the impact on the accumulation of wealth, living situation and disposable income of households, cannot be overstated. These housing stages may, in turn, be linked to changes in family life cycle such as the birth of children (Rossi, 1955; Merlo and Source ABS Cat No 5609.0 -Housing Finance, Australia Macdonald (2002); Baxter and McDonald (2004) or in life course such as employment or job security (Kupke, 2004;. This paper will be focusing on female purchasers and include one of the most important stages within a housing career that of first home purchase.…”

Section: Literaturementioning

confidence: 99%

An exploration of female home ownership patterns in Australia

Kupke¹,

Rossini²,

Yam³

2011

Proceedings of the 18th Annual European Real Estate Society Conference - Eindhoven, the Netherlands

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In Australia one of the most important factors contributing to housing demand is the growth in the number of households and lone person and single parent households are the two households projected to grow fastest. Both households are significantly over represented by female headship. At the same time women are being associated with longer life spans, higher levels of workforce participation and increasing levels of wealth accumulation. Thus there is the expectation that significantly more women will be looking to purchase homes on their own and that this will be an important determinant of their ability to secure adequate living standards in old age. Yet there has been little research on female home ownership in Australia. This paper presents a preliminary analysis of female purchasers in Australia for two time periods, 1998 and 2008 using national survey data collected by the Australian Bureau of Statistics (ABS). Key characteristics and changes over time are identified as a first step in identifying the propensity to purchase by female headed households.

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