“…The incidence of justiciable problems is widespread across the socioeconomic orders of studied societies (e.g., for Australia, Fishwick 1992; for Canada, Bogart & Vidmar 1990;Currie 2007Currie , 2009for China, Michelson 2007a, 2008for England andWales, Genn et al 1999, Pleasence 2006;for Japan, Murayama 2007;for Scotland, Genn & Paterson 2001; for the United States, Consortium on Legal Services and the Public 1994a,b, Curran 1977, Miller & Sarat 1980, Silberman 1985, but some groups are more likely to report such problems than others. In capitalist contexts, problem occurrences increase with household income and/or education, in part because people of higher socioeconomic status engage in more consumer and investment activity (Bogart & Vidmar 1990; Consortium on Legal Services and the Public 1994a,b; Mulherin & Coumarelos 2007; Pleasence et al 2004, p. 324;Silberman 1985; but see Pleasence 2006, p. 21).…”