Kedudukan Sharia Compliance Perbankan Syariah Di Indonesia Perspektif Yuridis-Filosofis

Abstract

Sharia compliance is currently an important issue for sharia bank stakeholders in Indonesia. There have been many sharp criticisms from the public regarding the compliance of Islamic banks to Islamic principles, that Islamic banks in Indonesia are currently not compatible with sharia. This condition may be a positive impact of the increasingly massive socialization of Islamic banking to the public so that people are starting to become aware and have sufficient knowledge of Islamic banking, both from a juridical perspective as a regulatory framework and a solution to the legal vacuum of sharia banking regulations to ensure legal certainty, as well as a perspective. philosophical on the regulatory system that aims to create justice and benefit in Islamic banking practices.

Evaluasi Strategi Pemasaran Produk Pembiayaan Multimanfaat Ib Pada Masa Pandemi (Studi Kasus Bank BTN Syariah Kantor Cabang Bekasi)

“…Secondly, it can minimize the risk of financial costs in the event of inflation and increases in market interest in conventional banking. Third, Islamic banks do not need to compare interest rates in conventional banks as indirect competitor market rates if inflation occurs 5 . Based on sharia banking snapshot data for 2022, consumption sector financing occupies the largest portion, reaching 50.71% when compared to investment sector financing of around 21.91% and working capital sector financing of 29.37%.…”

“…2 (2020): 119-133. 5 Muhammad Rizal Satria and Tia Setiani, "Analisis Perbandingan Pemberian Kredit Pemilikan Rumah (KPR) Pada Bank Konvensional Dengan Pembiayaan Murabahah (KPR) Pada Bank Syariah (Studi Kasus Pada Bank BJB Dengan Bank BJB consumptive sector financing products with murabahah contracts, namely BTN iB Multi Benefit financing. Research on BTN Ib Multibenefit consumptive financing has been carried out by Nurul (2018) which shows that the factors and strategies that turn consumer products into a product of customer excellence.…”