Kişilik Özelliklerinin Finansal Risk Toleransı Üzerindeki Etkisi: Üniversite Öğrencileri Üzerine Bir Araştırma

Hitay, Kezban

doi:10.25095/mufad.756296

Cited by 4 publications

(3 citation statements)

References 37 publications

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“…Among the Big Five INDIVIDUAL DIFFERENCES IN RISK-TAKING PREFERENCE OF UNDERGRADUATE STUDENTS traits, higher risk-taking preference was associated with higher extraversion and openness and lower neuroticism as expected. These findings are in line with previous studies reporting associations with risk-taking preference, risk tolerance and investment decisions (Hitay & Anbar, 2020;Josef et al, 2016;Koyluoglu et al, 2019;Nicholson et al, 2005;Oehler et al, 2018;Pan & Statman, 2013;Pinjisakikool, 2017) but conflict with others (Filbeck et al, 2005;Prinz et al, 2014). Extraversion and neuroticism showed stronger correlations with risk-taking in men and women, respectively.…”

Section: Discussionsupporting

confidence: 92%

“…age, gender, SES) of the participants (e.g. Hitay & Anbar, 2020;Kalabalik & Aren, 2018;Koyluoglu et al, 2019;Nicholson et al, 2005;Oehler & Wedlich, 2018). In addition to the Big Five personality traits, other psychological traits, such as trait anxiety, self-esteem and life satisfaction were also reported to influence risk-taking.…”

Section: üNiversite öğRencilerinin Risk Alma Tercihinde Bireysel Farklılıklar öZetmentioning

confidence: 99%

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Individual Differences in Risk-Taking Preference of Undergraduate Students

Duman¹

2020

BU Journal

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Risk-taking preference is an important contributor to undergraduates' decisions and behavior. This study aims to explore the associations between risk-taking preference and demographic factors and psychological traits. Undergraduates from Bogazici University (N=177, 42% female) completed questionnaires during a lab session. Risk-taking preference was measured by a well-established general risk question. The results showed that individuals who are older, male, and have higher income exhibit higher risk-taking preference. Furthermore, those with higher extraversion, agreeableness, openness and self-esteem, and with lower neuroticism and trait anxiety, had higher risk-taking preference. Gender differences among these associations and implications for students' behavior is discussed.

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Section: Discussionsupporting

confidence: 92%

Section: üNiversite öğRencilerinin Risk Alma Tercihinde Bireysel Farklılıklar öZetmentioning

confidence: 99%

Individual Differences in Risk-Taking Preference of Undergraduate Students

Duman¹

2020

BU Journal

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“…Shusha (2017), bireylerin demografik özelliklerinden cinsiyet, yaş, eğitim düzeyi ve yıllık gelirin finansal risk toleransı üzerinde önemli etkiye sahip olduğunu belirtmiştir. Demografik değişkenlerden özellikle cinsiyet ile risk toleransı arasında anlamlı farklılık bulunmaktadır (Fisher ve Yao, 2017;Arslantürk Çöllü vd., 2019;Hitay ve Anbar, 2020). Bireylerin finansal risk toleransı cinsiyet açısından ele alındığında erkeklerin risk üstlenme düzeyi kadınlara of the word risk for the individual.…”

Section: Li̇teratür Taramasiunclassified

Li̇sans Öğrenci̇leri̇ni̇n Ri̇sk Toleransi: Deneysel Bi̇r Çalişma

SUMER

2022

Muhasebe Ve Finans İncelemeleri Dergisi

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Risk toleransı, bireyin finansal risk almaya karşı tutumudur ve bireyin risk almaya ne kadar istekli olduğunu göstermektedir. Bu çalışmada finans dersleri alan lisans öğrencilerinin risk toleransı ile yaşadıkları yer ve anne-babalarının eğitim durumu arasındaki ilişki araştırılmıştır. Bu amaç doğrultusunda literatürde Grable ve Lytton (1999) tarafından oluşturulan risk tolerans ölçeği bankacılık ve finans bölümü öğrencilerine uygulanmıştır. Elde edilen veriler SPSS programında Ki-Kare analizi ile test edilmiştir. Çalışmada babanın eğitim seviyesi, bireyin yaşadığı bölge ile risk üstlenme düzeyi arasında anlamlı ilişki bulunmuştur. Yine bireyin yaşadığı bölge ve annenin eğitim seviyesi ile risk kelimesinin birey için ifade ettiği anlam arasında anlamlı ilişki bulunmuştur. Bu çalışma risk toleransının cinsiyet, yaş, medeni durum gibi kişisel özelliklerin dışında anne-babanın eğitim durumu, bireyin yaşadığı yer açısından ele alması bakımından literatürdeki benzer çalışmalardan farklılaşmaktadır. Finansal piyasaların gelişimi için bireylerin risk toleransını dikkate alan portföylerin oluşturulması yatırım kararını vermede etkili olabilir. Böylece bireyler kendileri için uygun yatırım aracına yatırım yapmış olacaktır.

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The Effect of FoMO, Uncertainty Avoidance and Impulsiveness on Financial Investment Decisions of Individual Investors

Altundal,

Tokay Argan,

Argan

2024

Selçuk Üniversitesi Sosyal Bilimler Meslek Yüksekokulu Dergisi

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The increase in the use of internet, mobile devices and social media tools causes an increase in the factors affecting the investment decisions of individual investors. Especially social media platforms can trigger individual investors' fear of missing out (FoMO), uncertainty avoidance and impulsive buying emotions, which can direct investors' behavior and directly affect their investment decisions. In the literature, FoMO, uncertainty avoidance and impulsiveness, which have been studied in marketing, communication, and psychology, have been addressed separately in a few studies in finance. The most important point that distinguishes this study from other studies is that the relationship between FoMO, uncertainty avoidance and impulsiveness in the investment decisions of individual investors is studied together. The data used in the study was collected through a survey to measure uncertainty avoidance, impulsivity and FoMO levels from people over the age of 18, who have income and have made at least one financial investment. In the study, factor analysis was conducted on the participants' investment preferences, uncertainty avoidance, impulsivity and FoMO scales, Cronbach Alpha values of the factors were examined, and then cluster analysis was conducted for each scale. In the study, by examining individual investors' investment preferences and investment frequency separately, it was concluded that investors who invest in the same investment type exhibit different behaviors according to their investment frequency. This shows that investors who invest in the same investment instruments have different levels of FoMO, impulsiveness and uncertainty avoidance. The relationships between the frequency of investment in each type of investment and FoMO, uncertainty avoidance and impulsiveness are presented in detail in the relevant sections of the study.

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Kişilik Özelliklerinin Finansal Risk Toleransı Üzerindeki Etkisi: Üniversite Öğrencileri Üzerine Bir Araştırma

Cited by 4 publications

References 37 publications

Individual Differences in Risk-Taking Preference of Undergraduate Students

Individual Differences in Risk-Taking Preference of Undergraduate Students

Li̇sans Öğrenci̇leri̇ni̇n Ri̇sk Toleransi: Deneysel Bi̇r Çalişma

The Effect of FoMO, Uncertainty Avoidance and Impulsiveness on Financial Investment Decisions of Individual Investors

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