Knowledge of “Maghrib” (Maysir, Gharar and Riba) for the Halal Transaction of the Community

Saratian, Eko Tama Putra; Soelton, Mochamad; Mugiono, Mugiono; Muhtadin, Muhtadin

doi:10.33068/iccd.vol2.iss1.198

Cited by 6 publications

(5 citation statements)

References 4 publications

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“…This suggests that several other incentives, including pressing needs like school fees, paying off prior debt, opening up a new business, raising capital, and other urgent or non-urgent needs may violate one's knowledge of usury. This conclusion diverges from previous research (Alwi et al, 2021;Saratian et al, 2019).…”

Section: Discussioncontrasting

confidence: 99%

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Is Loan Shark an Alternative? The Intentions to Take a Loan from Loan Sharks in Indonesia

Kamal¹,

Muslem²,

Mulyadi³

et al. 2022

Shirkah

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Research rarely reaches the discussion of loan sharks. This study describes how intentions are influenced by service, word-of-mouth, and subjective norms, with knowledge of usury acting as a moderating variable. This quantitative study involved 150 respondents. The data collected was analyzed by using structural Equation Modeling (SEM) with SmartPLS 3 Software. According to this study, service significantly affected intention to take a loan from loan sharks but had no influence on word-of-mouth. Though it has no influence on intention, the subjective norm has a significant influence on word-of-mouth. The service on the intention is mediated by word of mouth, which has an influence on the intention. However, word-of-mouth does not act as a mediating variable between subjective norms and intentions. The intention to use the services of loan sharks is significantly moderated by knowledge about usury, which also significantly moderates word-of-mouth and subjective norms. It did not, however, moderate the influence of service on intentions. As a result, it is recommended that the government create Islamic financial institutions not only for the middle class and upper class but also for the lower economic class, which is vulnerable to loan sharks.

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Section: Discussioncontrasting

confidence: 99%

“…Muslims believe that usury is haram (Saratian et al, 2019). Usury is prohibited due to its injustice (Alwi et al, 2021).…”

Section: Moderating Role Of the Knowledge Of Usury (Riba')mentioning

confidence: 99%

Is Loan Shark an Alternative? The Intentions to Take a Loan from Loan Sharks in Indonesia

Kamal¹,

Muslem²,

Mulyadi³

et al. 2022

Shirkah

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show abstract

“…Teknologi ini dapat meningkatkan kepercayaan, transparansi, dan keterbukaan informasi antar pemasok peserta rantai karena dapat bertindak sebagai buku besar yang didistribusikan dan memberi hak pada semua transaksi (Surjandari et al, 2021). Perlu adanya sosialisasi, edukasi dan literasi transaksi halal kepada masyarakat agar memahami sepenuhnya mengenai aturan serta ketentuan syariah (Saratian et al, 2019). Berbagai macam jenis transaksi yang dikemas di Online shop Perlu dilakukan kajian non halal dalam bisnis Islam untuk mengukur manfaat materi berdasarkan loso hukum Islam.…”

Section: Pendahuluanunclassified

Kehalalan Transaksi Online Shop Dalam Perspektif Hukum Ekonomi Syariah

Herlina,

Ningsih,

Sari

2023

jimpa

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Di era digital ini terlihat semakin meningkatnya aktifitas online shop sehingga sangat perlu diperhatikan perkembangan dan penertiban kehalalan transaksi, karena mengingat mayoritas masyarakat Indonesia beragama Islam. Penelitian ini bertujuan untuk menemukan arahan pola yang tepat dalam membentuk kehalalan transaksi pada online shop agar sesuai ketentuan Hukum Ekonomi Syariah. Metode penelitian yang digunakan dengan mengukur dan menganalisis data secara kualitatif dengan tingkat eksplanasi deskriptif serta bersifat yuridis normatif. Teknik pengambilan, pengumpulan dan analisis data dilakukan bersamaan dan berulang-ulang sehingga memperoleh data yang kredibel. Pengamatan langsung dan bentuk wawancara bebas dilakukan pada 3 (tiga) online shop, yaitu Dwie Olshop, Cece Meme dan Humairah Puding, yang merupakan langganan peneliti selama kurang lebih 2 (dua) tahun. Penelitian ini menghasilkan bahwa keterjagaan dan keteraturan terhadap kehalalan produk akan mewujudkan nilai kebersihan, kualitas produk yang baik dan memenuhi kriteria pembeli atau konsumen. Semakin meningkat pelanggan atau pengguna produk di pasaran akan tercapai omzet dan target penjualan yang tinggi. Kehalalan transaksi harus dijaga dan dipelihara agar dapat meningkatkan konsumen dan pelanggan. Usaha dan transaksi yang memenuhi ketentuan Hukum Ekonomi Syariah akan mengimplementasikan proses pengolahan dan produk yang halal. Produk yang halal dan berkualitas sangat diminati konsumen. Semakin banyak terbuka pasar konsumen akan memicu pencapaian omzet yang tinggi sehingga target penjualan dapat terpenuhi dengan baik

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“…Keuangan Islam dan halal merupakan sektor bisnis syariah yang memiliki kesamaan nilai dan prinsip, kebutuhan untuk menggabungkan keuangan Islam dan halal secara holistik sangat dibutuhkan (Jaffar & Musa, 2016;Saratian et al, 2019;Soedirman, 2022). Fenomena munculnya produk keuangan Islam dan halal menjadi sesuatu yang menarik untuk dikaji seperti penerapan financial technology yang sesuai syariah (Oktavendi, 2020), saham syariah, sukuk dan sebagainya.…”

Section: 3unclassified

Determinan Dari Niat Investasi Saham Syariah: Perspektif Toleransi Maghrib

Ustman

Subhan

Rohmaniyah

2022

JAA

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Islamic finance is a sharia-compliant business sector. The factor of religion or sharia compliance is very important to encourage the intention of Muslims to use Islamic financial products. The failure of Islamic financial products to comply with sharia principles has become a major barrier for investors. This leads to the purpose of this paper to reveal the determinants of investment intentions in Islamic stocks with the perspective of MAGHRIB tolerance regulated by the OJK. Sample data from 200 respondents were collected from students of the Economics and Business Faculty at Wiraraja University, Madura University, and Trunojoyo University using purposive sampling method and the data were analyzed using multiple linear regression techniques. The Theory of Planned Behavior is used as the basic framework in which the MAGHRIB tolerance becomes a consensus to test attitudes, subjective norms, and perceived behavioral control on Islamic stock investment intentions. The results showed that MAGHRIB tolerance had a significant relationship consisting of attitudes, subjective norms, perceived behavioral control on Islamic stock investment intentions. The findings of this study can be useful for increasing investment in Indonesia, especially for students to start investing in Islamic stocks.

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Knowledge of “Maghrib” (Maysir, Gharar and Riba) for the Halal Transaction of the Community

Cited by 6 publications

References 4 publications

Is Loan Shark an Alternative? The Intentions to Take a Loan from Loan Sharks in Indonesia

Is Loan Shark an Alternative? The Intentions to Take a Loan from Loan Sharks in Indonesia

Kehalalan Transaksi Online Shop Dalam Perspektif Hukum Ekonomi Syariah

Determinan Dari Niat Investasi Saham Syariah: Perspektif Toleransi Maghrib

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