Background: Health insurance is one indicator of the readiness of pregnant women for the delivery process. The study was aimed at analyzing the determinants of health insurance ownership among pregnant women in Indonesia.Methods: The study involved 2,542 pregnant women in Indonesia. The variables analyzed included type of place of residence, age group, education level, employment status, marital status, parity, wealth status, and know the danger signs of pregnancy. Determination of determinant by binary logistic regression.Results: The results show that pregnant women with higher education were 3.349 times more likely than no education pregnant women to have health insurance. Pregnant women with wealth status in the middle category were 0.679 times more likely than the poorest pregnant women to have health insurance. Meanwhile, the richest pregnant women had 1.358 times more chances than the poorest pregnant women to have health insurance. Grande multiparous pregnant women were 1.544 times more likely than primiparous pregnant women to have health insurance. Pregnant women who know the danger signs of pregnancy were 1.416 times more likely than pregnant women who don't know the danger signs of pregnancy. Conclusions: It concluded that 4 variables were proven as determinants of health insurance ownership in Indonesia. The four variables were education level, wealth status, parity, and know the danger signs of pregnancy.