Labeled loans and human capital investments

Community matters: Heterogeneous impacts of a sanitation intervention

“…The average impacts of sanitation interventions that combine CLTS with subsidies or financial incentives for toilet construction range between 9 and 19 ppts ( Guiteras et al, 2015 , Patil et al, 2014 , Andres et al, 2020 ). In addition, our results for CLTS in less wealthy communities are comparable to the impact of the provision of sanitation-tagged microcredit in India ( Augsburg et al, 2023 ), which resulted in a 10 ppt reduction of OD.…”

Examining the influence of financial inclusion on investment decision: A bibliometric review

“…Anarfo et al [ 64 ], suggest potential economic advantages associated with financial inclusion, such as fostering economic growth and development, boosting the total factor productivity of a country, and enhancing its ability to provide capital for investment. Augsburg et al [ 65 ], labeled microcredit proves effective in influencing household borrowing and investment decisions, as demonstrated by a cluster randomized controlled trial in rural India, addressing challenges in imperfect capital markets and commitment problems. Agarwal et al [ 66 ], stated that general context of financial inclusion and economic development, one could infer that increased financial inclusion, facilitated by FinTech evolution, may positively impact investment decisions by providing broader access to financial services and fostering economic growth.…”