Intercropping systems and exogenous microorganism additives are recognized for their potential to influence silage fermentation and quality. This study aims to evaluate the impacts of maize–lablab bean intercropping and lactic acid bacteria (LAB) additives on silage yield, nutritional quality, and economic profitability. A randomized block design was employed with two cropping patterns—maize monocrop (M) and maize–lablab intercrop (ML)—and five additive treatments: No additives (CK), and varying ratios of Lactobacillus Plantarum (LP) and Lactobacillus Buchneri (LB), T1 (100% LP), T2 (9LP:LB), T3 (8LP:2LB), and T4 (100% LB). The silage was analyzed and evaluated for its nutritional quality, fermentation quality, and fermentation effect after 90 days of fermentation. ML intercropping significantly enhanced the fresh matter yields by 8.59% and crude protein content by 8.73% compared to M. From the point of view of inoculation with different lactobacilli, the pH, AA, and NH3-N/TN were lower in the T2 and T3 treatments than in the other treatments, while LA was significantly higher. The V-score, which reflects the overall fermentation quality, was excellent across all treatments, with scores exceeding 80 points; the T2 treatment in ML silage achieved the highest score of 99.58. In addition, intercropping can increase the net income of farmers by 21.67%. In conclusion, maize–lablab intercropping combined with LAB inoculation, particularly with the T2 and T3 treatments, significantly enhances the silage quality and economic returns by reducing pH, increasing the LA content, and improving the CP levels. This study is the first to comprehensively analyze the synergistic effects of altering cropping systems and adding functional microorganisms on forage yield and fermentation quality, offering strategic insights for farms, especially mixed farms, to produce high-quality feed. We recommend adopting these methods to improve feed quality and maximize the profitability of silage production systems.