Loan officer gender and loan repayment performance. Evidence from greenfield microfinance institutions in Cameroon<sup>1</sup>

Tchuigoua, Hubert Tchakoute

doi:10.1111/apce.12382

Cited by 4 publications

(2 citation statements)

References 68 publications

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“…To promote financial inclusion, the United Kingdom has produced simpler and less expensive financial products better suited to the requirements of people with modest incomes based on the experience of basic bank accounts in the United States. Implementing electronic payment of benefits by the British government, structured after a comparable plan in the United States, provides both a challenge and a possibility (Tchakoute Tchuigoua, 2022).…”

Section: Descriptive Resultsmentioning

confidence: 99%

Financial inclusion as a tool for sustainable macroeconomic growth: An integrative analysis

Chavriya

Sharma

Mahendru

2023

Ann Public Coop Econ

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Despite extensive research on the relationship between financial inclusion and macroeconomic growth, little is known about the role of financial inclusion as a significant driver of macroeconomic growth in developing countries. Financial inclusion could boost sustainable macroeconomic growth, which has been a key policy goal for governments worldwide because it affects employment, population, inequality, and poverty. This study explores the influence of crucial financial inclusion indicators on developing countries' macroeconomic growth. The study shows that digital finance, financial technologies, financial outreach, financial literacy, demographics access to finance, microfinance and financial stability are the ways through which financial inclusion affects macroeconomic growth. We used the Scopus database to get information from 419 research articles and analyzed those to figure out how financial inclusion affected macroeconomic growth from 2006 to 2020. The study will help policymakers, governments, and marketers develop policies to involve everyone in the financial system, which results in macroeconomic growth.

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Section: Descriptive Resultsmentioning

confidence: 99%

Financial inclusion as a tool for sustainable macroeconomic growth: An integrative analysis

Chavriya

Sharma

Mahendru

2023

Ann Public Coop Econ

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“…WEP means the top positions held by women in MFIs. These positions include women on board (WOB), women managers (WM) and women loan officers (WLO) (Tchuigoua, 2023). LS refers to the quantity of money a MFI lends to a client (Ledgerwood and White, 2006).…”

Section: Women's Echelon Position (Wep) and Loan Size (Ls)mentioning

confidence: 99%

Fostering Inclusive Growth: Exploring Gender Dynamics and Loan Sizes in Microfinance Institutions

Muhammad Ahmed,

Tahir,

Gulzar Ahmad

2023

ASSAP

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The financial landscape has witnessed a growing focus on the role of women in driving economic development and achieving sustainable development goals (SDGs). The global pursuit of the SDGs, notably in gender equality and women's empowerment, has highlighted the importance of women's economic involvement. Recognizing the critical role that microfinance institutions (MFIs) play in encouraging inclusive economic growth and poverty alleviation, this study investigated how strategic gender dynamics within MFIs affect loan size. The study addresses a critical gap in understanding the gender dynamics within MFIs concerning women's presence at various echelon positions and their involvement, notably evaluating their impact on loan size. The study examines a meticulously curated dataset consisting of 1295 MFIs from 102 countries by analyzing selected gender dynamics such as women's echelon position, women's focus, gender diversity, target market and outreach. The study's findings, distilled into four configurational solutions, gave fascinating insights into the circumstances under which numerous factors interact to determine loan size in MFIs. Core conditions such as target market, women focus and female outreach were identified as critical drivers of loan size outcomes in various configurations. The implications of women's focus were particularly noteworthy, indicating that a concerted effort to prioritize women's engagement can significantly contribute to increased loan size in MFIs. The findings of this study serve as a foundation for establishing a more equitable and prosperous future through empowered women and effective microfinance practices on a global scale.

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Female leadership and financial sustainability of MFIs: the moderating role of female borrowers

Githaiga

2024

JES

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PurposeThe purpose of this study was to investigate whether the percentage of female borrowers moderate the effect of female leadership on financial sustainability of microfinance institutions (MFIs).Design/methodology/approachThe study collected an unbalanced panel data of 821 MFIs between 2007 and 2018 from the Microfinance Information Exchange (MIX). MFIs’ financial sustainability was measured as operational self-sufficiency (OSS). The data were analyzed using the fixed effect regression model.FindingsThe study found that having women participation in managerial and board positions has a positive effect on OSS. The results further demonstrated that the proportion of female loan officers and female borrowers had a negative effect on OSS. In addition, the study’s findings revealed that the percentage of female borrowers moderated the relationship between female board members, female managers, female loan officers and OSS.Practical implicationsThese findings may offer important insights to policymakers and practitioners in formulating strategies to improve financial inclusion for women by examining the inherent link between female borrowers and women’s participation in leadership roles within MFIs, which affects the financial sustainability of these entities.Originality/valueThis study is among the few that have examined the interaction between the proportion of female borrowers and other forms of female participation, including loan officers, managers and board members, and its effect on the financial sustainability of MFIs.

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Loan officer gender and loan repayment performance. Evidence from greenfield microfinance institutions in Cameroon¹

Cited by 4 publications

References 68 publications

Financial inclusion as a tool for sustainable macroeconomic growth: An integrative analysis

Financial inclusion as a tool for sustainable macroeconomic growth: An integrative analysis

Fostering Inclusive Growth: Exploring Gender Dynamics and Loan Sizes in Microfinance Institutions

Female leadership and financial sustainability of MFIs: the moderating role of female borrowers

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Loan officer gender and loan repayment performance. Evidence from greenfield microfinance institutions in Cameroon1

Cited by 4 publications

References 68 publications

Financial inclusion as a tool for sustainable macroeconomic growth: An integrative analysis

Financial inclusion as a tool for sustainable macroeconomic growth: An integrative analysis

Fostering Inclusive Growth: Exploring Gender Dynamics and Loan Sizes in Microfinance Institutions

Female leadership and financial sustainability of MFIs: the moderating role of female borrowers

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Loan officer gender and loan repayment performance. Evidence from greenfield microfinance institutions in Cameroon¹