In this paper we associate to a k-qurve A (formerly known as a quasi-free algebra [J. Cuntz, D. Quillen, Algebra extensions and nonsingularity, J. Amer. Math. Soc. 8 (1995) 251-289] or formally smooth algebra [M. Kontsevich, A. Rosenberg, Noncommutative smooth spaces, math.AG/9812158, 1998]) the one-quiver Q 1 (A) and dimension vector α 1 (A). This pair contains enough information to reconstruct for all n ∈ N the GL n -étale local structure of the representation scheme rep n A. In an appendix we indicate how one might extend this to qurves over nonalgebraically closed fields. Further, we classify all finitely generated groups G such that the group algebra kG is a k-qurve. If char(k) = 0 these are exactly the virtually free groups. We determine the one-quiver setting in this case and indicate how it can be used to study the finite-dimensional representations of virtually free groups. As this approach also applies to fundamental algebras of graphs of separable k-algebras, we state the results in this more general setting. 2005 Elsevier Inc. All rights reserved.