Localization is a research area that, due to its overarching importance as an enabler for higher level services, has attracted a vast amount of research and commercial interest. For the most part, it can be claimed that GPS provides an unparalleled solution for outdoor tracking and navigation. However, the same cannot yet be said about positioning in GPSdenied or challenged environments, such as indoor environments, where obstructions such as floors and walls heavily attenuate or reflect high frequency radio signals. This has led to a plethora of competing solutions targeted towards a particular application scenario, yielding a fragmented solution landscape. In this paper, we present a fresh approach to 3-D positioning based on the use of very low frequency (kHz) magneto-inductive (MI) fields. The most important property of MI positioning is that obstacles like walls, floors and people that heavily impact the performance of competing approaches are largely "transparent" to the quasi-static magnetic fields. MI has a number of challenges to robust operation that distort positions, including the presence of ferrous materials and sensitivity to user rotation. Through signal processing and sensor fusion across multiple system layers, we show how we can overcome these challenges. We showcase its highly accurate 3-D positioning in a number of environments, with positioning accuracy below 0.8 m even in heavily distorted areas.