Loss of privacy in electronic payment systems

Pešterac, Aleksandra; Tomić, Nenad

doi:10.5937/aneksub2001135p

Cited by 3 publications

(1 citation statement)

References 10 publications

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“…Therefore, they do not have the social pressure to start using it themselves, nor do they have anyone in their own circle to turn to in case of misunderstanding. Finally, the problem of financial data privacy is globally relevant in the context of raising awareness about the present abuses (Pešterac and Tomić 2020 ).…”

Section: Theoretical Backgroundmentioning

confidence: 99%

Using the UTAUT model to analyze user intention to accept electronic payment systems in Serbia

2022

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This study applies The Unified Theory of Acceptance and Use of Technology (UTAUT) to explain the acceptance of electronic payment systems in Serbia. We used extended model that incorporates several external variables, such as perceived security, trust, privacy, convertibility and financial costs, along with basic UTAUT predictors. The sample comprised of 457 respondents. We applied structural equation modelling to develop the model and draw conclusions. The results showed that performance expectancy, perceived security, trust and social influence had strong positive effects on behavioral intention. Conversely, we found behavioral intention, convertibility and financial costs to be significant drivers of user behavior. We consider the inclusion of convertibility in the model and proving its significance to be the main practical implications of our research, and also suggest to be considered as a factor in models designed for countries with low purchasing power of national currency. Supplementary information The online version contains supplementary material available at 10.1007/s10258-022-00210-5.

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Section: Theoretical Backgroundmentioning

confidence: 99%

Using the UTAUT model to analyze user intention to accept electronic payment systems in Serbia

2022

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Setbacks to IoT Implementation in the Function of FMCG Supply Chain Sustainability during COVID-19 Pandemic

et al. 2020

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One of the basic measures of the World Health Organization (WHO) in the fight against the COVID-19 pandemic is a lockdown policy with reduced contacts and physical distance. This presents a challenge, especially for fast-moving-consumer-goods (FMCG) supply chains, which are characterized by a large number of physical contacts between employees in production, physical distribution, wholesale, and retail. One of the ways to comply with the prescribed measures with the smooth functioning of the supply chain is the complete digitalization and automation of all business activities and operations based on the application of the Internet of Things (IoT). In this regard, this paper aims to analyze the setbacks to the digitalization of business processes and the sustainability of the FMCG supply chain based on the implementation of IoT. The research has been conducted among the participants in the standardization chain in the sectors of production, physical distribution, wholesale, and retail of FMCG in the Western Balkans region during the COVID-19 pandemic. The results showed significant differences between business sectors in terms of the intensity of setbacks to successful IoT implementation. Based on the obtained results, a set of measures and incentives was proposed that the competent institutions and the management of the FMCG supply chain should apply to encourage the digitalization process. Suggestions for future research are given in the paper.

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Wi-Fi Security Card (WCS): A Novel Approach for Secure Payment System

Kumar¹

2021

CGCIJCTR

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The latest technology is turning into a vital element in financial business. This paper presents a proposed system called Wi-Fi Security Card (WCS) based on the very common and growing problem of electronic transaction fraud in the countries of India. To solve such problems, we have proposed a novel secure payment method known as Wi-Fi Security Card (WCS). In this paper, we also compared the WCS system to another existing system called Dropped Card Detection (DCD) and Microcontroller and Sensors (MAS). The main advancement of our system over the existing system is that WCS can also prevent fraudulent transactions. Nowadays, security issues in e-payments are usually more demanding than current security issues on the internet. Our findings may enable e-transaction providers to extend their secure payment systems by increasing their protection as necessary for appropriate financial services.

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Loss of privacy in electronic payment systems

Cited by 3 publications

References 10 publications

Using the UTAUT model to analyze user intention to accept electronic payment systems in Serbia

Using the UTAUT model to analyze user intention to accept electronic payment systems in Serbia

Setbacks to IoT Implementation in the Function of FMCG Supply Chain Sustainability during COVID-19 Pandemic

Wi-Fi Security Card (WCS): A Novel Approach for Secure Payment System

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