“…5,8,9,[11][12][13] Among low-resistance barrier MTJs, a MTJ with a ZrAlO x barrier ͑thickness 0.7 nm͒, which was fabricated by inserting a Zr layer between Al/ ferromagnet layers, had low resistance and a moderate tunnelling MR ͑TMR͒ ratio ͑15.3%͒ after annealing, but it had a high bias-voltage dependence ͑210 mV͒. 11 In this letter, we investigate how microstructural changes of Al resulting from alloying it with Zr affect the quality of the tunnel barrier and the subsequent MR characteristics. Especially, we demonstrate that alloying Al with Zr enhances the TMR, and bias-voltage dependence of the MTJ in terms of the microstructural development of Al-Zr alloy films.…”