m-order - payment model via SMS within the m-banking

Abstract

Modern social concepts which originated in the postindustrial era of Western civilization development promote mobility as an important factor of social practice. Mobile communication technology has ensured significant changes in lifestyle, in which a person does not move towards the solution to the problem, but solves it from their current position.The activities within the payment system fall into the category of activities which people perform almost on daily basis as part of their private and professional tasks. It is therefore reasonable to explore the possibilities of exploiting the potential of the modern mobile technology for the purpose of solving problems connected to the payment system within the concept of mobile banking. Considering the fact that SMS is the simplest and most widely accepted service of digital data exchange, it is necessary to develop the model of mobile payment system, based on the potential of this particular service.

User authentication based on foot motion

“…Influence of such factors into foot-based authentication methods is required to be understood for developing real-case application of the approach. In order to develop robust motion-based authentication methods, following fusion can be studied: (1) combining motion information from several body parts, e.g., foot and arm; (2) combining motion information obtained using different types of sensors, e.g., foot acceleration and foot pressure; (3) and combination of (1) and (2). It is also necessary to investigate better fusion mechanisms in case of challenging factors (e.g., when walking with heavy shoes) and evaluate approach on larger data sets.…”

“…However, in some scenarios, continuous or periodic re-verification of the identity is highly desirable, especially in high-security application. For example, nowadays services provided by mobile phones go beyond mere audio communications, and they can be used in mobile payment applications [1,2] and can also contain private and personal data (images, videos, schedules, etc.). On the one hand, mobile phones are not always under the attention of their owners, e.g., some people tend to forget, leave unattended or even lose them.…”

Short messaging service (SMS) based m-banking system in context of Bangladesh

“…According to the sweeping enthusiasm that characterized much of the news reporting in the years 1999 and 2000 mobile banking should by now have been firmly established as the most important distribution and communication channel for Retail Banking [3]. Dukic and Katic developed such a m-order payment model via SMS for the Republic of Crotia, which give emphasis for increasing security of the user requested information by Steganography method [6]. In developing countries like Iran has been welcomed M-banking.…”

Walk the Walk: Attacking Gait Biometrics by Imitation

“…Cell phones are being used in high security applications such as mobile banking and commerce [8,19]. Surveys of mobile phone users indicate that users do not follow the relevant security guidelines, for example they do not change their PIN codes regularly or use the same code for multiple services [4].…”