Self-compacting concrete (SCC) is an innovative material for construction that offers excellent workability and flowability while achieving effective and uniform compaction without the need for external vibration. Using an experimental approach, this study investigates the effect of incorporating arecanut fibers on the performance of self-compacting concrete (SCC). The focus is on optimizing the fiber content for improved concrete characteristics. The study examines three different fiber lengths (8 mm, 10 mm, and 12 mm) and three volume fractions (1%, 2%, and 3%) while partially replacing 30% of the cement by weight with fly ash. Tests on the workability of the SCC mixes revealed favorable characteristics: slump flow between 650 and 750 mm, T500 slump flow time of 2–5 s, V-funnel time of 5–10 s, L-box ratio of 0.8–1.0, and J-ring values within 0–10 mm as recommended by EFNARC guidelines. Furthermore, incorporating 30% fly ash and arecanut fibers significantly enhanced the hardened properties of the SCC, particularly its compressive strength. A concrete mix containing 2% of 10-mm long arecanut fibers achieved a compressive strength of 40.26 MPa, which is about 15.14% increase compared to the reference strength of 35 MPa. Similarly, using a 1% volume fraction of 12 mm arecanut fibers increased the split tensile strength by 14.04% and the flexural strength by 35.87% compared to the control mix. Fly ash and arecanut fibers enhance the durability of SCC by reducing Coulomb charges and improving resistance to chloride penetration. However, the increased water absorption rate of the fibers can lead to increased overall water absorption in the concrete. Microstructural analysis (SEM) revealed improved bonding and reduced voids, further supporting enhanced durability. Additionally, EDX analysis confirmed the presence of various elements from cement and fly ash, providing valuable data for evaluating the long-term performance of these SCC mixes.