Managing Risk with Insurance and Savings: Experimental Evidence for Male and Female Farm Managers in West Africa

Delavallade, Clara; Dizon, Felipe; Hill, Ruth Vargas; Petraud, Jean Paul

doi:10.2139/ssrn.2583847

Cited by 24 publications

(24 citation statements)

References 30 publications

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“…Households with a female primary insurance holder are more likely to attend the checkup. This effect is significant at the 5% level and in line with the view that health tends to be a female domain of responsibility in the household (Delavallade et al ., ). Income, education, occupation, religion, and household size do not significantly predict attendance.…”

Section: Results On Demand For Free Quality Health Carementioning

confidence: 97%

Quality Health Care and Willingness to Pay for Health Insurance Retention: A Randomized Experiment in Kolkata Slums

Delavallade

2016

Health Econ.

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The low quality of health care in developing countries reduces the poor's incentives to use quality health services and their demand for health insurance. Using data from a field experiment in India, I show that randomly offering insurance policyholders a free preventive checkup with a qualified doctor has a twofold effect: receiving this additional benefit raises willingness to pay to renew health insurance by 53%, doubling the likelihood of hypothetical renewal; exposed individuals are 10 percentage points more likely to consult a qualified practitioner when ill after the checkup. Both effects are concentrated on poorer households. There is no effect on health knowledge and healthcare spending. This suggests that exposing insured households to quality preventive care can be a cost-effective way of raising the demand for quality health care and retaining policyholders in the insurance scheme. Copyright © 2016 John Wiley & Sons, Ltd.

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Section: Results On Demand For Free Quality Health Carementioning

confidence: 97%

Quality Health Care and Willingness to Pay for Health Insurance Retention: A Randomized Experiment in Kolkata Slums

Delavallade

2016

Health Econ.

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“…There prevails many social stigma regarding position of women in society. Their roles are closely linked to their socially defined gender roles [3], responsibilities and social structure. Women's financial inclusion can make an important contribution to women's economic and broader empowerment.…”

Section: The Importance Of Gender Equality For Financial Inclusionmentioning

confidence: 99%

Financial Inclusion and Gender Barriers for Rural Women

Manta¹

2019

IJM

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This paper tries to examine the gendered nature of barriers faced by rural women which intersects financial inclusion worldwide. Although financial inclusion for rural women has been linked with poverty eradication and economic empowerment, the delivery of financial products and services to rural women has been at a disadvantageous position. Some of the barriers women experience in accessing financial resources are embedded in the patriarchal bias of the society. Gender related barriers are those barriers that are specific to women which arise due to discrimination and societal norms. Gender related barriers that inhibit women's ability to access to financial services and block women empowerment should be considered carefully while preparing these programs. A feminist analysis was done to understand the causes of gender related barriers and measures adopted worldwide to devise innovative strategies. Gender-transformative approaches to financial inclusion go beyond focussing on access to financial services to challenging the existing gender inequalities that impede women's financial inclusion and economic empowerment.

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“…Bageant and Barrett (2017) [39], in a review of existing experiences in pastoralist environments conclude the evidence to be inconclusive, given examples where this has and has not occurred. The reasons may link back to lack of financial literacy underpinned by generally lower formal education [32], and women's exposure to loss of income and production as a result of caring for sick children that is not covered by WII [20,44].…”

Section: Particular Constraints Faced By Womenmentioning

confidence: 99%

“…Both conventional and index-based crop insurance schemes have failed to live up to the pro-poor hype [7,16], being largely biased towards larger farmers. The adoption of a narrow technocratic focus has, subject to some exceptions, missed out the most vulnerable [16,17], including underrepresented female farmers [18][19][20]. Fisher et al (2018:17) [9] succinctly capture these risks: "The allure of index insurance can mask issues of power, social inequality and differential impact in rural communities.…”

Section: Introductionmentioning

confidence: 99%

Unpacking Barriers to Socially Inclusive Weather Index Insurance: Towards a Framework for Inclusion

Aheeyar

Silva

Senaratna-Sellamuttu

et al. 2019

Water

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Floods account for a majority of disasters, especially in South Asia, where they affect 27 million people annually, causing economic losses of over US$1 billion. Climate change threatens to exacerbate these risks. Risk transfer mechanisms, such as weather index insurance (WII) may help buffer farmers against these hazards. However, WII programs struggle to attract the clients most in need of protection, including marginalized women and men. This risks re-enforcing existing inequalities and missing opportunities to promote pro-poor and gender-sensitive development. Key questions, therefore, include what factors constrain access to WIIs amongst heterogeneous communities, and how these can be addressed. This paper contributes to that end through primary data from two WII case studies (one in India, the other in Bangladesh) that identify contextual socio-economic and structural barriers to accessing WII, and strategies to overcome these. More significantly, this paper synthesizes the case study findings and those from a review of the literature on other WII initiatives into a framework to promote a systematic approach to address these challenges: an important step forward in moving from problem analysis to remedial action. The framework highlights actions across WII product design, implementation and post-implementation, to minimize risks of social exclusion in future WII schemes.

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Managing Risk with Insurance and Savings: Experimental Evidence for Male and Female Farm Managers in West Africa

Cited by 24 publications

References 30 publications

Quality Health Care and Willingness to Pay for Health Insurance Retention: A Randomized Experiment in Kolkata Slums

Quality Health Care and Willingness to Pay for Health Insurance Retention: A Randomized Experiment in Kolkata Slums

Financial Inclusion and Gender Barriers for Rural Women

Unpacking Barriers to Socially Inclusive Weather Index Insurance: Towards a Framework for Inclusion

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