Specialized cilia known as ependymal cilia help the cerebrospinal fluid, which is important for nutrient delivery and waste elimination, to circulate in the brain. Many species rely on cilia and flagella for fluid movement and motility. Cilia and flagella, for instance, produce propulsive forces that allow unicellular creatures like Paramecium and Euglena to move through their surroundings. Ciliary transport plays a role in the flow of egg cells, or oocytes, via the fallopian tubes in the female reproductive system. The transfer of the egg towards the uterus is facilitated by the synchronized wave‐like motion produced by the cilia lining the fallopian tubes. Like this, ciliary transport in men aids in the passage of sperm cells via the epididymis. Many scientists and researchers are studying the mechanics of cilia motion and the properties of the viscoelastic fluid layer to develop new treatments and applications in biomedical engineering and for some diseases. Motivated by a wide range of biological applications, the objective of this study is to investigate the heat and mass transfer flow of tri‐layered Newtonian fluids flowing with the help of ciliary beating in a Cartesian coordinate. The fluid is incompressible, and fluid layers are not intermixed. The fluid flow with heat and mass transfer is first modelled in wave and then transmuted into fixed. Solutions for temperature profile, velocity distribution, stresses and concentration distribution are obtained. The influence of incipient parameters is displayed with graphs and plotted with the computational software MATHEMATICA 13.0 in the results section. The key findings obtained from graphs show that the maximum magnitude for temperature and velocity is achieved in the middle layer of fluid whereas in the outer layer concentration profile is maximum. It is predicted that this approach will make an essential contribution to the progress and enhancement of various types of drug delivery systems in the biomedical industry and biomechanics.