“…In Poland, only 70% women born in 1979 are projected to receive a pension greater than or equal to the minimum pension amount, and of the 30% who are projected to receive less than this amount, less than one third would meet the eligibility conditions (20 years) for this minimum amount (International Social Security Association, 2012a). Chile's privatisation reform introduced a 20-year vesting period for both sexes for the minimum pension, a requirement that an estimated 75% of women would not meet, and in consequence, a 2008 reform (effective 2012) subsequently eliminated this vesting period and significantly strengthened the solidarity pillar (Staab, 2012;Yáñez, 2010). El Salvador, as part of the privatisation of its pension system in 1996, increased the service requirements for a minimum pension from 10 to 25 years (Mesa-Lago, 2013), a largely unachievable target for most women, given a normal retirement age of 55 and the high proportion of women in the informal sector.…”