Measuring Financial Performance Based on CAMEL: A Study on Selected Islamic Banks in Bangladesh

Ahsan, Mohammad Kamrul

doi:10.18034/abr.v6i1.26

Cited by 26 publications

(17 citation statements)

References 10 publications

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“…Meanwhile, asset quality and management are the control variables. These variables as independent variables (Ahsan, 2016) are shown in Table 3 below.…”

Section: Determinants Of Bank Profitabilitymentioning

confidence: 99%

Bank Compliance Factors in Implementing Regulation Provisions on Bank Performance in Indonesia

Faozi

Sudiyatno

Puspitasari

et al. 2022

Acad. J. Interdiscip. Stud.

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This study aims to examine the effect of legal compliance on the health of commercial banks and Islamic banks in Indonesia, to the extent that compliance with the provisions and standards set by Bank Indonesia has an impact on improving bank performance. This study uses micro banking data listed on the Indonesia Stock Exchange (IDX) for the period 2015- 2019. The data used is panel data that is tested in the relationship between measures of bank health legal compliance with indicators of capital, asset quality, management, earnings, and market risk sensitivity (CAMELS). The results of this study indicate that compliance with earnings and compliance with market risk sensitivity has a negative effect on bank performance, while compliance with liquidity has no effect on bank performance. Furthermore, three control variables used in this study, namely capital, asset quality, and corporate governance, were able to produce results as predicted. Received: 19 August 2021 / Accepted: 6 November 2021 / Published: 3 January 2022

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“…Meanwhile, asset quality and management are the control variables. These variables as independent variables (Ahsan, 2016) are shown in Table 3 below.…”

Section: Determinants Of Bank Profitabilitymentioning

confidence: 99%

Bank Compliance Factors in Implementing Regulation Provisions on Bank Performance in Indonesia

Faozi

Sudiyatno

Puspitasari

et al. 2022

Acad. J. Interdiscip. Stud.

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“…Concerning credit performance of this study finds no unambiguous conclusion by Khan Samad (2004b). Based on hypothesis H2, it could be concluded that BOC's operating efficiency and overall measurement of bank's financial performance in terms of profitability and solvency declined due to internal and external operating environments during the years 2008, 2009, 2013, and 2015. Moreover, in 2008, the external environmental factors were a highly challenging year with an unusual combination of complicated events the bank faced and the extreme volatilities in major financial markets, particularly the second half of the same year.…”

Section: Findings and Conclusionmentioning

confidence: 99%

Financial Performance Measurement of a Commercial Bank: A Case of Bank of China Hongkong

Jeyaraj

Sumanthi²

2020

IPJAF

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This study focuses on measuring the financial performance of Bank of China's profitability, solvency, and liquidity using secondary data for the period from 2008 to 2017. Various techniques such as horizontal, vertical, and ratio analysis are employed to measure financial performance. Statistical tools such as mean, standard deviation, and co-efficiency of variation measure financial data to emphasize the comparative and relative importance of presentation. The study reveals that BOC's horizontal and vertical analysis indicates a variable growth rate of percentage and amount of HK$ due to external and internal operating environmental factors. Ratio analysis reveals that the BOC was conducted in a rational and normal way except 2008, 2012, 2013, and 2015 due to the Lehman brothers' mini-bond issue, Global financial crisis, Backdrop of shrinking international trade, extreme movements in commodity prices (oil prices) and frequent swings in financial markets. Based on the findings, BOC formulates the policies to overcome the factors that would help the investors identify the banking sector's nature and assist in making their investment.

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“…CAMELS oranlarını kullanarak Türkiye'de ve farklı ülkelerde bankaların finansal performansını belirleme amacını taşıyan çok sayıda çalışma bulunmaktadır. Çalışmalar kullanılan yöntem, ele alınan değişkenler, incelenen dönem ya da incelenen banka gruplarına göre farklılık göstermektedir (Ahmedov & Mehmedov, 2017;Ahsan, 2016;Anwar, 2016;Aparicio, Duran, Lozano-Vivas, & Pastor, 2018;Aspal, P.K. & Dhawan, 2014;Avkiran, 2011;Chatzi, Diakomihalis, & Chytis, 2015;Cole & Gunther, 1998;Da Silva, Leite, Guse, & Gollo, 2017;Desta, 2016;Ecer, 2013;Ferrouhi, 2014;Gupta, 2014;Khan, 2018;Liu & Pariyaprasert, 2011;Mohiuddin, 2014; Ozkan-Gunay Alphanumeric Journal Volume 7, Issue 2, 2019 & Ozkan, 2007;Roman & Şargu, 2013;Sonaje & Nerlekar, 2017;Wanke, Azad, & Barros, 2016).…”

Section: Literatürunclassified

CAMELS Oranları İle Mevduat Bankalarının Finansal Performansı: Bileşik Endeks Yaklaşımı

Keten

Çağlar

2019

Alphanumeric Journal

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CAMELS rating system are used means of remote surveillance. This indicator including six sub-indicators namely, capital adequacy, asset quality, management quality, earning, liquidity, sensitivity to market. The aim of this study is to evaluate bank performances by using CAMELS ratios. In this study, firstly, an index was constructed for each component with DEAlike model and later was created CAMELS composite index. At first, index value was obtained of each bank and sorted. Then by, the arithmetic means of the index values found for each component was taken as the ultimate composite index value and was made a general ranking. As a result, composite index was created. Result of analysis in capital adequacy, Arap Turk Bank, Citibank and Turkish Bank was ranked among the top three. In the asset quality, Turkey Vakıfbank, Fibabank and Turkish Bank while these banks in the first place, for management quality, T.C. Ziraat Bank, Akbank and Turkey Halk Bank the highest index is the most valuable banks. In the earning, T.C. Ziraat Bank, Citibank and Akbank found the banks with the best efficiency. In the liquidity, Arap Turk Bank, Turkey Garanti Bank and Citibank are ranked among the top three. As the last component, in the sensitivity to market, Turkish Bank, Alternatifbank and Arap Türk Bank. To make a general assessment, that in according to composite index which created from CAMELS rates, Citibank, Arap Turk Bank and Turkish Bank are in the top places, but Sekerbank, Turkland Bank and Finansbank are in the last places.

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Measuring Financial Performance Based on CAMEL: A Study on Selected Islamic Banks in Bangladesh

Cited by 26 publications

References 10 publications

Bank Compliance Factors in Implementing Regulation Provisions on Bank Performance in Indonesia

Bank Compliance Factors in Implementing Regulation Provisions on Bank Performance in Indonesia

Financial Performance Measurement of a Commercial Bank: A Case of Bank of China Hongkong

CAMELS Oranları İle Mevduat Bankalarının Finansal Performansı: Bileşik Endeks Yaklaşımı

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