Abstract:Recession and currently the unfolding pandemic COVID-19 do greatly impact most households economically. Individuals faced uncertainty affecting them in various aspects of life leading to stressful situation. The Expected Utility Theory supported this study aiming to identify factors affecting financial strain and the mediating effect of debt behaviour including the moderating effect by job satisfaction. A multi-stage random sampling among Malaysian employees resulted in 322 usable forms. External locus of cont… Show more
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