“…Surrender value is the remaining balance multiplied by 95%, because it assumes 5% for the difference between buying and selling shares.Sv = 0 Sv = 2.887.500 * 95% = 2.743.125 Sv = 3.692.328 * 95% = 3.507.711 ⋮ Sv = S * 95% with = 1,2, … ,100. Furthermore from the mathematical equations acquired, will be compiled into Table 3 and named the mathematical equations of AlliSya Protection Plus Integration Model [3], [ 4], [6][7][8][9][10][11][12], [14][15][16][17]. ,715 104 340,000,000 204,000,000 136,000,000 -3,157,800 84,359,704 4,217,985 88,577,689 1,757,265 2,417,544 318,000 83,370,425 79,201,904 121,248 227,496 2,068,800 204,201,904 69 105 345,000,000 207,000,000 138,000,000 -3,157,800 85,024,862 4,251,243 89,276,105 1,771,554 2,417,544 318,000 84,070,591 79,867,062 121,248 227,496 2,068,800 204,867,062 70 106 350,000,000 210,000,000 140,000,000 -3,157,800 85,675,087 4,283,754 89,958,841 1,785,522 2,417,544 318,000 84,...…”