Meningkatkan Transparansi  Dan Disiplin Pasar Perbankan Syariah  Di Indonesia

Hasan, Hasan

doi:10.21580/economica.2013.4.1.775

Cited by 3 publications

(10 citation statements)

References 3 publications

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“…Disclosure of information (transparency) is the first aspect in the framework of market discipline (Stephanou, 2010;Hasan, 2013). By the disclosure, market participants can process the information, and oversight of the bank so that there will be market discipline mechanism.…”

Section: Market Discipline Theorymentioning

confidence: 99%

“…By the disclosure, market participants can process the information, and oversight of the bank so that there will be market discipline mechanism. Halamainen et.al (2003,2005) and Hasan (2013) also added that transparency should be present in effective market discipline.…”

Section: Market Discipline Theorymentioning

confidence: 99%

“…The principle of revenue sharing on Islamic banks that do not give fixed revenue will give impact in the risk acceptance for customers is higher than conventional bank (Hasan, 2013). The results of empirical research by Hasan and Tandelilin (2012) uses the data of annual financial reports from 120 conventional and Islamic banks 2005-2009 were indicate that market discipline by depositors of Islamic banks is more powerful than depositors of conventional banks.…”

Section: Market Discipline Theorymentioning

confidence: 99%

“…The results of empirical research by Hasan and Tandelilin (2012) uses the data of annual financial reports from 120 conventional and Islamic banks 2005-2009 were indicate that market discipline by depositors of Islamic banks is more powerful than depositors of conventional banks. Reaction depositors in Islamic banks are stronger because they are facet to the higher risk acceptance as a consequence of the principle of profit and loss sharing (Hasan and Tandelilin, 2012;Hasan, 2013).…”

Section: Market Discipline Theorymentioning

confidence: 99%

“…Customers will respond by withdraw deposits (quantitative approach) or set a high interest (price approach) in a bank that has a high risk, it is referred to as market discipline mechanism (Levi-Yeyati et.al, 2004;Hosono, 2005;Febrian and Herwany, 2011). Islamic banks with the principle of sharing will give the consequences of risk acceptable result customers are higher than conventional banks (Hasan, 2013), so it indicate that customers sensitivity on Islamic banks is higher than conventional bank customers (Hasan and Tandelilin, 2012). However, whether customers of Islamic banks with no fixed acceptance will react to the information were disclosed in the financial statements by attracting deposits?…”

Section: Introduction 11 Research Backgroundmentioning

confidence: 99%

See 4 more Smart Citations

Market Discipline Mechanism: A Quantitative Approach (The Study of Islamic Banking in Indonesia 2011-2014)

Pradana

Hariri

Junaidi

2017

JEMA

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Transparency of information are the main requirement of market discipline mechanism which is described by an adequate disclosure. Through the quantitative approach, the customer will attract an investment funds (giro, savings, deposits) if the bank takes a high risk action based on information that disclosed on financial statements. In a theoretical view, Islamic banks with the principle of profit-loss sharing (PLS) have a higher risk than conventional banks with a fixed rate of interest, so that customers of Islamic banks should have a higher sensitivity than conventional bank customers. The next question, whether the customers of Islamic banks would react to the disclosure of financial statements through changes in the number of funds invested?This research aimed to examine the effect of the level of disclosure of financial statements to changes in the number of third party funds in Indonesia Islamic Banking on the period 2011-2014. Data were analyzed using a regression model. The study states that the level of disclosure of financial statements significant positive effect on changes in the number of third-party funds were indicates that there is a mechanism of market discipline on Islamic Banks in Indonesia. However, this result must to be strengthened by data of risk disclosure and ability to absorb information from customers, analysis of determinants were affecting customers behavior, then as well as the comparison test with conventional commercial banks.Keywords: market discipline, the level of disclosure, third party funds, Islamic bank

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Section: Market Discipline Theorymentioning

confidence: 99%

Section: Market Discipline Theorymentioning

confidence: 99%

Section: Market Discipline Theorymentioning

confidence: 99%

Section: Market Discipline Theorymentioning

confidence: 99%

Section: Introduction 11 Research Backgroundmentioning

confidence: 99%

See 3 more Smart Citations

Market Discipline Mechanism: A Quantitative Approach (The Study of Islamic Banking in Indonesia 2011-2014)

Pradana

Hariri

Junaidi

2017

JEMA

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How to Improve Sharia Accountability for Sovereign Sukuk in Indonesia

Arianty

2020

IQTISHADIA

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<pre>The study entitled How to Improve Sharia Accountability for Sovereign Sukuk in Indonesia aims to analyze the factor that has the highest level of importance in realizing sharia accountability. The analysis of this research is conducted by applying Analytical Hierarchy Process (AHP) approach with a hierarchy structure consisting of the first level, namely objectives, sharia accountability for Sovereign Sukuk/Sovereign Sharia Securities (SBSN), then the second level is shariah accountability parameters, consist of structural contract (akad) SBSN, the use of SBSN funds by maqashid sharia, and SBSN accounting and financial reporting. Each criterion is determined by sub-criteria, which are the third level. The last level is the supporting factors for the realization of sharia accountability for SBSN. The results showed that human resources competency factor had the highest importance level in realizing the sharia accountability for the use of the contract structure (aqad) SBSN parameter, the supervisory function factor had the highest importance level for the parameters of using SBSN funds following the shariahmaqashid, and the decision making authority factor had the highest importance level for the parameters of accounting and financial reporting. As for the results of the level of importance of the parameters, the parameter of the use of the contract structure has the highest importance level among other parameters. </pre>

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Bank Size, Risk and Market Discipline with A Deposit Insurance: Evidence of Banking in Indonesia

Haryanto

Chandrarin

Bachtiar

2019

AFRE

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The Indonesian banking system has implemented a deposit guarantee. Deposit guarantees are carried out in order to provide a sense of security for customers. Moral hazard tends to be higher in the banking industry This study aims to examine the relationship of bank characteristics with market discipline. Bank characteristics include: capital, bank risk, profitability, efficiency and bank size. The population in this study is banks in Indonesia. The sample selection uses a purposive sampling method. The number of samples of 30 banks with peroide 2009-2015. Data analysis techniques used multiple linear regression. The results showed the profitability and size of the bank affect market discipline. Where profitability and bank size have a positive effect on market discipline. This research has implications for the importance of banks in increasing bank assets, especially for private banks.

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Meningkatkan Transparansi Dan Disiplin Pasar Perbankan Syariah Di Indonesia

Cited by 3 publications

References 3 publications

Market Discipline Mechanism: A Quantitative Approach (The Study of Islamic Banking in Indonesia 2011-2014)

Market Discipline Mechanism: A Quantitative Approach (The Study of Islamic Banking in Indonesia 2011-2014)

How to Improve Sharia Accountability for Sovereign Sukuk in Indonesia

Bank Size, Risk and Market Discipline with A Deposit Insurance: Evidence of Banking in Indonesia

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