Mexico

Cohen, Manuel Perló

doi:10.1111/1536-7150.00090

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“…In addition to the reform of lending agencies, a series of other reforms in the housing sector were pursued during the 1990s. These reforms included collaborative efforts by federal agencies (such as the Secretary of Social Development), state governments, and organizations of notaries to reduce the regulatory burden on housing construction (Herbert and Pickering 1997); standardized lending criteria and appraisal practices across government lenders (Zanforlin and Espinosa 2008); the introduction of private mortgage insurance; reform of bankruptcy law and the legal framework for credit bureaus (Skelton 2006); and the updating and modernization of private property registries, from which cadastral values are calculated (Perló Cohen 2000).…”

Section: Housing Finance Reform In Mexicomentioning

confidence: 99%

The Housing Transition in Mexico

Monkkonen

2011

Urban Affairs Review

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Dramatic reform of the housing finance system is transforming the way housing is produced and acquired in Mexican cities. More housing is now built on speculation by private companies and purchased with mortgages than through the incremental building process that traditionally housed most of the country. A majority of housing finance, however, is provided through government provident funds and, as such, only available to individuals with a formal, salaried job. This article describes the housing transition and assesses the impact of restrictions in the finance system on housing outcomes using logistic regression and nonparametric matching procedures. Regional development impacts are also explored in the context of national goals. Keywordshousing policy, financial institutions and industry, regional development, Latin America, MexicoThe cities of Mexico are in the midst of dramatic change. Reform and expansion of the housing finance system that began in the early 1990s have transformed the production of urban housing from a system in which households build their own houses incrementally and outside of formal regulation, to one

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Section: Housing Finance Reform In Mexicomentioning

confidence: 99%

The Housing Transition in Mexico

Monkkonen

2011

Urban Affairs Review

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Mexico

Cited by 1 publication

References 0 publications

The Housing Transition in Mexico

The Housing Transition in Mexico

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