“…To be clear, individuals often weigh costs and benefits relative to some reference point; when in desperate situations, they have little to start with and therefore potential immediate rewards (no matter how objectively small or uncertain) can prove very salient, whereas potential costs are less so (Callan et al, ; McClure et al, ; Tversky and Kahneman, ; Weyland, ). Research further has shown that individuals who feel as though they have little to lose have markedly steeper discount rates (i.e., individuals place greater emphasis on immediate rewards than on later rewards) and are more accepting of risks associated with criminal behavior (Brezina, Tikan, and Topalli, ; Hill, Ross, and Low, ; Simons and Burt, ). For offenders who find themselves in adverse circumstances then, the aforementioned uncertainties associated with taking on criminal accomplices become more acceptable, as the potential gains of this group effort could alleviate adversity.…”