“…The original model, presented in Figure 1, was applied to the context of information technology use at work. Previously, a slightly different version of the UTAUT, namely the Technology Acceptance Model (TAM), was applied to transit mobile payment app acceptance (Di Pietro et al, 2015), to understand intentions to use transit apps (Schmitz et al, 2016), and quantify the effect of information on transit use (Kaplan et al, 2017). While the TAM fundamental constructs do not fully reflect the influence of technological and contextual factors underlying user acceptance, the UTAUT has been augmented with various human (internal) and policy (external) factors that may further influence the adoption decision (Venkatesh et al, 2016;Panagiotopoulos and Dimitrakopoulos, 2018).…”