Mobile payments and financial inclusion: Kenya, Brazil, and India as case studies

Winn, Jane K.

doi:10.4337/9781783479924.00013

Cited by 13 publications

(10 citation statements)

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“…Penelitian Winn (2015) mengenai pembayaran melalui telepon seluler dan inklusi keuangan di Kenya, Brazil dan India mempelajari dampak peraturan terhadap pembayaran bergerak (mobile payment) sebagai sarana untuk menyediakan jasa keuangan yang inklusif. Studi kasus di Kenya menunjukkan dominasi Safaricom sebagai penyedia jaringan internet di negara tersebut yang menawarkan inklusi keuangan ternyata menyulitkan para pembuat undang-undang dan perusahaan pesaing untuk menggeser posisinya di pasar.…”

Section: Pembayaran Elektronikunclassified

Faktor-Faktor Yang Memengaruhi Penggunaan Pembayaran Elektronik Non-Bank

Karim

Atikah²,

Lenap³

2022

jaa

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Transformation of payment systems triggered by advances in information technology and development of electronic gadgets have provided easier ways to conduct payments, starting from sales transaction to bill settlements. This research aims to seek what factors determine the choice to use non-bank electronic payment system and its impact on personal accountability and financial planning. User opinion on factors that comes into consideration in selecting non-bank electronic payment system is gathered through questions based on the criteria set by Theory of Planned Behavior. From 316 questionaires submitted by GoogleForm, it can be concluded that the three main factors that are considered in using non-bank electronic payment system are ease of payment process, transaction speed, and personal data security. Accuracy and accountability reflected from the availability of transaction history within the payment application only ranked fifth in the factors that influence the decision to select and use non-bank electronic payment system.

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Section: Pembayaran Elektronikunclassified

Faktor-Faktor Yang Memengaruhi Penggunaan Pembayaran Elektronik Non-Bank

Karim

Atikah²,

Lenap³

2022

jaa

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“…Inaccessibility of financial organisations, banks and ATMs, constrains the inhabitants of rural regions to fly out long separations to urban areas for getting financial services. Another test of rural financial services is agriculture based high credit facility, which depends on fluctuating climate conditions and variance of costs in a horticultural area (Winn 2015).…”

Section: Literature Reviewmentioning

confidence: 99%

Financial Inclusion: A Correlational Study of Factors in Rural Uttarakhand

Tripathi

Gupta

2017

MUDRA

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Inclusive development is the key to general economic growth for any economy. In any place in the world, providing financial services to this overlooked section of society is a testing assignment. The Government in India has concerns about large underprivileged population that is still reluctant to be a part of standard monetary exercises. A slew of innovation in financial services such as technology and a couple of development endeavors are being mooted and implemented. The paper is planned to dissect current status of financial services in rural regions of Uttarakhand and to recognise factors impacting interest of financial services in this area. The study suggests that though access to financial services in rural territorial areas is reasonable, there is still room for improvement in financial infrastructure. The findings confirm the relationship among ancillary, support systems, financial apparatus and intended financial inclusive measures. The exhaustive correlational study also establishes the fact that working on constructive elements and variables would bring positive results in the field of financial inclusion drive in rural and suburban areas of Uttarakhand.

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“…There are specific requirements for amounts loaded, outstanding in the instrument and debited from the instrument as well as for cross-border transactions through PPis. 34 in China, opening prepaid accounts and the issuance of prepaid cards by the banks and nFi Psr are substitutes for e-money in the other BriCs countries considered.…”

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confidence: 99%

Legal and Regulatory Framework of the Payment and E-Money Services in the BRICS Countries

Shamraev

2019

BRICS law journal

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This article focuses research on a comparative analysis of the legal and regulatory framework of the payment and e-money services in the BRICS countries. These services are the most receptive to innovation and considerably contribute to financial inclusion. The central banks of the BRICS countries play key roles in their national payment systems, and they each have different statutory authorities on regulation and supervision or oversight of payment services providers, payment schemes and payment systems. Nevertheless, there are a number of features common to all the BRICS countries and the research emphasizes and describes these features as well as distinguishes national particularities.

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Mobile payments and financial inclusion: Kenya, Brazil, and India as case studies

Cited by 13 publications

References 0 publications

Faktor-Faktor Yang Memengaruhi Penggunaan Pembayaran Elektronik Non-Bank

Faktor-Faktor Yang Memengaruhi Penggunaan Pembayaran Elektronik Non-Bank

Financial Inclusion: A Correlational Study of Factors in Rural Uttarakhand

Legal and Regulatory Framework of the Payment and E-Money Services in the BRICS Countries

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