Model  Tata Kelola Keuangan   Usaha Mikro Kecil Menengah (UMKM)  Wanita

Asnahwati, Asnahwati; Risman, Risman

doi:10.35446/dayasaing.v4i2.250

Cited by 3 publications

(3 citation statements)

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“…Definisi UMKM yang disampaikan oleh Undang-Undang Nomor 20 Tahun 2008, yaitu "Sebuah perusahaan yang digolongkan sebagai UMKM adalah perusahaan kecil yang dimiliki dan dikelola oleh seseorang atau dimiliki oleh sekelompok kecil orang dengan jumlah kekayaan dan pendapatan tertentu" (Sanjaya & Nuratama, 2021). UMKM adalah perusahaan yang dimiliki oleh individu atau kelompok dan dinilai berdasarkan pendapatan dan jumlah karyawan di perusahaan tersebut (Nada et al, 2021).…”

Section: Umkmunclassified

Analisis Strategi Qris Oleh Kpwbi Dki Jakarta Dalam Upaya Pengembangan Pembayaran Nontunai Pada Umkm Jakarta

Zeta Chandra,

Purwana,

\Amirul Adha

2023

Transekonomika

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Cashless transactions offer the advantages of simpler, faster, and safer transactions compared to non-cash transactions, and can increase economic activity in a country. To support digital payments, BI released QRIS as a national QR code standard. The utilization of QRIS as a payment channel has increased every year. This research focuses on the strategy of Bank Indonesia Jakarta Representative Office in developing non-cash payments through QRIS for MSMEs in Jakarta, the impact of non-cash payment development strategies through QRIS, and constraints on non-cash payment development strategies. This research is a field study using a descriptive qualitative research approach. The results of this study show that there are several strategies including conducting socialization, including MSMEs in BI strategic events, connecting with Perumda Pasar Jaya traditional markets which were later designated as S.I.A.P QRIS markets, and receiving complaints about QRIS. As an impact of the strategy of developing cashless payments through QRIS, the findings of this study show how QRIS shortens the payment process and makes transactions more secure for both merchants and consumers. On the other hand, people's dependence on cash transactions and public understanding of payments through QRIS are the main challenges faced by Bank Indonesia Jakarta Representative Office in implementing non-cash payments through QRIS for MSMEs in Jakarta.

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Section: Umkmunclassified

Analisis Strategi Qris Oleh Kpwbi Dki Jakarta Dalam Upaya Pengembangan Pembayaran Nontunai Pada Umkm Jakarta

Zeta Chandra,

Purwana,

\Amirul Adha

2023

Transekonomika

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“…Data BPS tahun 2019, menunjukkan permasalahan terbanyak yang dihadapi UMKM terkait dengan keuangan khususnya permodalan. Beberapa penelitian menunjukkan buruknya tata kelola UMKM, seperti penelitian yang dilakukan (Asnahwati & Risman, 2018;Sailendra, Suratno dan Tampubolon, 2020) menyatakan para pelaku UMKM tidak memiliki pengetahuan mengenai tata kelola keuangan yang baik. Gambar 1 menunjukkan berbagai permasalahan yang dihadapai UMKM.…”

Section: Pendahuluanunclassified

Implementasi Emergency Fund dan Investasi Saham Syariah bagi Wirausaha Muda untuk Memperkuat Tata Kelola Keuangan dalam Menghadapi Krisis Akibat Covid-19

Rinaldo

Puspita

2022

warta

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This community service program aims to improve MSME financial management, by increasing knowledge of financial planning and sharia stock investment. Participants are STIE EKUITAS entrepreneurial students consisting of 21 entrepreneurs. The service method adopts the concept of Plan, Do, Check, Action (PDCA), problem solving 101 (Ken Watanabe) and the capital market education model which is the result of the previous team’s research. The results of the PKM evaluation showed an increase in knowledge, but in advanced and practical material the knowledge of participants did not increase significantly. In the next service program, a more integrated and structured educational model is needed, involving various parties such as practitioners, academics, communities, the Indonesia Stock Exchange and securities companies, so that the program is more effective.

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“…The definition of Micro, Small, and Medium Enterprises (MSMEs) stated in Law Number 20 of 2008 is "A company that is classified as an MSME is a small company that is owned and managed by a person or owned by a small group of people with a certain amount of wealth and income." (Sanjaya & Nuratama, 2021). So, in general, the Empowerment of Micro, Small, and Medium Enterprises (MSMEs) is a strategic step in improving and strengthening the basis of the economic life of some people, especially through providing employment and reducing inequality and poverty levels.…”

Section: Introductionmentioning

confidence: 99%

Alternative Financing Model of Micro Small Medium Business (UMKM) Based on Productive Zakat by Amil Zakat Institution (LAZ) in Surabaya

Maulana,

Rijal,

Arifin

2023

IJISS

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This article discusses the problems that arise in micro, small, and medium enterprises (UMKM) in Indonesia in general, namely capital problems, income distribution, and the quality of the products offered. Which of these problems can reduce the productivity of UMKM and ultimately cannot guarantee the welfare of the local community. The research method used is a qualitative descriptive approach. The author looks at the existing problems and proposes solutions by optimizing the means of productive zakat funds that have been collected by the Amil Zakat Institute (LAZ). The distribution of productive zakat funds as a source of funding is the main instrument in this article. The financing and development of UMKM by the Amil Zakat Institution (LAZ) is a solution to the problems of UMKM that have been going on for so long. As the Amil Zakat Institution, LAZ will provide business capital from productive zakat funds, foster entrepreneurship, and human resources, as well as aid and control UMKM actors who have received capital from the Amil Zakat Institution (LAZ). The pattern for developing UMKM is through productive zakat funds that have been collected by the Amil Zakat Institution (LAZ) for UMKM. The author will describe the mechanism and role of the Amil Zakat Institution (LAZ) in distributing productive zakat funds so that through this they can overcome the problems of UMKM. Based on this thought, the output expected by the author is to improve product quality, good distribution, and prosperity for UMKM and ultimately be able to create better economic conditions for the community.

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Model Tata Kelola Keuangan Usaha Mikro Kecil Menengah (UMKM) Wanita

Cited by 3 publications

References 0 publications

Analisis Strategi Qris Oleh Kpwbi Dki Jakarta Dalam Upaya Pengembangan Pembayaran Nontunai Pada Umkm Jakarta

Analisis Strategi Qris Oleh Kpwbi Dki Jakarta Dalam Upaya Pengembangan Pembayaran Nontunai Pada Umkm Jakarta

Implementasi Emergency Fund dan Investasi Saham Syariah bagi Wirausaha Muda untuk Memperkuat Tata Kelola Keuangan dalam Menghadapi Krisis Akibat Covid-19

Alternative Financing Model of Micro Small Medium Business (UMKM) Based on Productive Zakat by Amil Zakat Institution (LAZ) in Surabaya

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