Modeling the platform-based banking in commercial banks of Iran

"Exploring The Fintech Frontier: A Systematic Literature Review Of Fintech Integration In Commercial Banks"

“…The findings were good according to all metrics of structural model fit. (Arayesh et al, 2022) Banks incur pre-and post-loan risk as a result of credit operations because of the knowledge asymmetry in the lending market. By analyzing data from by looking at a selection of fintech companies that were set up by commercial banks in China between 2014 and 2018, we can find out whether fintech is able to reduce these risks and, more precisely, what management strategies it uses.…”