Conflict of interest: BM reports stock in RenalytixAI. WZ reports personal fees from RenalytixAI. BM, RJO, and WZ report the US Provisional Patent Application F&R reference 27527-0134P01, serial number 61/951,651, filed March 2014, "Method for identifying kidney allograft recipients at risk for chronic injury." BM and WZ report the patents US Provisional Patent Application PCT/US2015/038147, "Methods for diagnosing risk of renal allograft fibrosis and rejection"; US Provisional Patent Application US15/321,885, "Method for diagnosing subclinical and clinical acute rejection by analysis of predictive gene sets"; and US Provisional Patent Application PCT/ US2016/065286, "Pretransplant prediction of post-transplant acute rejection." RJO is a consultant for CSL Behring and Vitaeris. RJO has received licensing fees from RenalytixAI for work unrelated to this study. He has a family member who has stock in Medtronic as an employee benefit.