Assemblies of closely separated gold nanoparticles exhibit a strong collective plasmonic response due to coupling of the plasmon modes of the individual nanostructures. In the context of self-assembly of nanoparticles, closed packed 2D clusters of spherical nanoparticles present an important composite system that promises numerous applications. The present study probes the collective plasmonic characteristics and resulting photothermal behavior of closed packed 2D Au nanoparticle clusters in order to delineate the effects of cluster size, inter-particle distance and particle size. Smaller nanoparticles (20 nm and 40 nm in diameter) that exhibit low individual scattering and high absorption were considered for their relevance to photothermal applications. In contrast to typical literature studies, the present study compares the optical response of clusters of different sizes ranging from a single nanoparticle up to large assemblies of 61 nanoparticles. Increasing the cluster size induces significant changes to the spectral position and optophysical characteristics. Based on the model outcome, an optimal cluster size for maximum absorption per nanoparticle is also determined for enhanced photothermal effects. The effect of particle size and interparticle distance is investigated in order to elucidate the nature of interaction in terms of near-field and farfield coupling. The photothermal effect resulting from absorption is compared for different cluster sizes and inter-particle distances considering a homogeneous water medium. A strong dependence of the steady state temperature of the nanoparticles on the cluster size, particle position in the cluster, incident light polarization and inter-particle distance provides new physical insight in local temperature control of plasmonic nanostructures.