“…In practice, however, the Scheme's implementation issues have been seen to restrict participant actioning of choice and control in various ways (CADR, 2013; JSC, 2015). Notable restrictions identified in the grey literature focussing on thin markets identified limits to choice through lack of providers (ACIL Allen Consulting, 2017; JSC, 2018b; Smyth et al, 2016; PC, 2017a; Reeders et al, 2019); the resulting underutilisation of plan funding (Gilchrist et al, 2019; JSC, 2018a; Mavromaras et al, 2018; PC, 2019a, 2019b; Warr et al, 2017); insufficient housing, accommodation and supported independent living (SIL; AHURI, 2018; Gilchrist & Emery, 2020; JSC, 2016, 2020; PricewaterhouseCoopers & Summer Foundation, 2017); and the unique issues facing people with psychosocial disability (Australian Civil Society Shadow Report Working Group [ACS], 2019; Hancock et al, 2019; JSC, 2017a, 2017b, 2019a).…”