In the past decades, Chinese speakers have suffered from difficulties in handwriting, which include tip-of-the-pen (TOP) states (knowing a character but failing to fully handwrite it) and character amnesia in general (a general inability to handwrite a character despite being able to recognize it). The current study presents a systematic empirical investigation of the effects of character-level lexical characteristics and handwriter-level individual differences on TOP, character amnesia and partial orthographic access in TOP states. Using a spelling-to-dictation task, we had 64 participants to handwrite 200 simplified Chinese characters. We showed that, at the lexical level, participants experienced more TOP and character amnesia in handwriting if a character was less frequent, was acquired later in life, was embedded in a less familiar word, or had more strokes; TOP but not character amnesia was additionally affected by phonetic radical order and spelling regularity. At the handwriter level, people also experienced more TOP and character amnesia if they had more digital exposure, less pen exposure, or less print exposure. In a TOP state, partial orthographic access was more likely if a character was acquired later in life, had fewer strokes, or had a left-right or top-down composition or if a handwriter had less digital exposure.