Neural network as a tool to solve the problem of credit scoring

Zhirov, V. K.; Староверова, Н А; Shustrova, M. L.; Tomilova, Mariya N

doi:10.1088/1742-6596/2032/1/012120

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-Advantages Of Neural Network In Loan Management1

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2022

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“…[3] [9] 1. Lower Operational Cost: Lending companies are able to reduce their operational costs more effectively by handling more applications within the same timeframe.…”

Section: -Advantages Of Neural Network In Loan Managementmentioning

confidence: 99%

Managing Bank Loans By Using Neural Networks

al-Brahimi

AL-Fakhry²

2022

AL-Rafidain Journal of Computer Sciences and Mathematics

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This study aims at recognizing the role of neural networks in deciding administrative decisions in banks. To achieve the aims, the study developed a suggested model that depends on artificial neural networks as a stabilization tool to support loans management decisions. The Descent Conjugate Gradient algorithm is adopted to build the suggested model through checking loan demands according to the various banking instructions. The results showed that using such techniques in administrative business was a success through evaluating loan demands and deciding the most appropriate ones, with the possibility of refusing or accepting the agent's demand, and also the possibility of deciding the loans which were demanded more than the other types.

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“…[3] [9] 1. Lower Operational Cost: Lending companies are able to reduce their operational costs more effectively by handling more applications within the same timeframe.…”

Section: -Advantages Of Neural Network In Loan Managementmentioning

confidence: 99%

Managing Bank Loans By Using Neural Networks

al-Brahimi

AL-Fakhry²

2022

AL-Rafidain Journal of Computer Sciences and Mathematics

View full text Add to dashboard Cite

show abstract

Neural network as a tool to solve the problem of credit scoring

Cited by 1 publication

References 16 publications

Managing Bank Loans By Using Neural Networks

Managing Bank Loans By Using Neural Networks

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