NFC Secure Payment and Verification Scheme with CS E-Ticket

Abstract

As one of the most important techniques in IoT, NFC (Near Field Communication) is more interesting than ever. NFC is a shortrange, high-frequency communication technology well suited for electronic tickets, micropayment, and access control function, which is widely used in the financial industry, traffic transport, road ban control, and other fields. However, NFC is becoming increasingly popular in the relevant field, but its secure problems, such as man-in-the-middle-attack and brute force attack, have hindered its further development. To address the security problems and specific application scenarios, we propose a NFC mobile electronic ticket secure payment and verification scheme in the paper. The proposed scheme uses a CS E-Ticket and offline session key generation and distribution technology to prevent major attacks and increase the security of NFC. As a result, the proposed scheme can not only be a good alternative to mobile e-ticket system but also be used in many NFC fields. Furthermore, compared with other existing schemes, the proposed scheme provides a higher security.

Verification Techniques in FinTech Compared from User Perspectives

“…One of most famous examples is Google Pay. The mobile payment software designed for Android phones uses NFC technology for cardless payments and unlock the phone screen by tapping NFC readers on POS devices to make a payment (Fan et al, 2017).…”

Implementación de tecnología NFC en el canal HORECA

“…En 2002, con el fin de desarrollar la tecnología NFC, se produjo la cooperación entre las dos empresas líderes del mercado de la tecnología de semiconductores, Philips y Sony (Zrelli, 2022). El resultado fue exitoso y a la innovación resultante se la considera un desarrollo y avance de la tecnología RFID (identificación por radiofrecuencia o Radio Frequency Identification, por sus siglas en inglés) (Fan et al, 2017)NFC (Near Field Communication. Actualmente, la tecnología NFC tiene múltiples usos como son la generación de tickets electrónicos, controles de acceso, o el uso más popular hoy en día: la realización de pequeños pagos mediante teléfono móvil o tarjeta de crédito/débito.…”

“…La tecnología de comunicación NFC ha sido, progresivamente, implantada en distintos sectores, lo que ha conllevado un aumento del grado de dominio del mercado de la transferencia de información a pequeña distancia. Esto es debido a las múltiples ventajas que aporta el uso de esta tecnología, como son la seguridad, la facilidad de su uso o la rápida transferencia de información (Fan et al, 2017). Sin embargo, la seguridad que ofrece la tecnología del NFC entre receptores a corta distancia no es aplicable en el largo alcance (Allawadi & Liu, 2018).…”

Qualitative Assessment on Effectiveness of Security Approaches towards Safeguarding NFC Devices & Services

“…The technique implements lattice-based convolution scheme for multiplication operation. Study towards mutual authentication scheme was also carried out by Fan et al [18], [19] that implements logical operation of XOR for resisting denial-of-service attacks. Adoption of key management towards securing NFC-based devices was seen in the work presented by Jin et al [20] where the authors have presented a key agreement scheme that ensures energy efficiency using software-defined radio testbed.…”