Non-take-up of student financial aid—A microsimulation for Germany

Herber, Stefanie P.; Kalinowski, Michael

doi:10.1080/09645292.2018.1490698

Cited by 7 publications

(11 citation statements)

References 66 publications

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“…Although the complexity of the aid application process has been mainly highlighted in the United States, the non-take-up of financial aid may be a problem relevant to other national contexts. In Germany, for example, a recent simulation estimates that around 40% of the eligible low-income students do not take up their entitlements (Herber & Kalinowski, 2016).…”

Section: Lack Of Informationmentioning

confidence: 99%

What works to reduce inequalities in higher education? A systematic review of the (quasi-)experimental literature on outreach and financial aid

Herbaut

Geven

2020

Research in Social Stratification and Mobility

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The Policy Research Working Paper Series disseminates the findings of work in progress to encourage the exchange of ideas about development issues. An objective of the series is to get the findings out quickly, even if the presentations are less than fully polished. The papers carry the names of the authors and should be cited accordingly. The findings, interpretations, and conclusions expressed in this paper are entirely those of the authors. They do not necessarily represent the views of the International Bank for Reconstruction and Development/World Bank and its affiliated organizations, or those of the Executive Directors of the World Bank or the governments they represent.

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Section: Lack Of Informationmentioning

confidence: 99%

What works to reduce inequalities in higher education? A systematic review of the (quasi-)experimental literature on outreach and financial aid

Herbaut

Geven

2020

Research in Social Stratification and Mobility

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“…Some authors use administrative data and microsimulations (Bargain et al (2012)). Others mix different methods like, quantitative data (administrative data) analysis and qualitative analysis (Vinck et al (2019)), while other use survey data and microsimulations to identify eligibility for particular benefits (Herber and Kalinowski (2019)).…”

Section: Ways For Estimating Benefit Non-take-upmentioning

confidence: 99%

“…These lower and upper bounds of the extent of non-take-up were applied by Vinck et al (2019) and Tasseva (2016). Herber and Kalinowski (2019) used the first method stated in Bargain et al (2012) in combination with microsimulations for the survey data to estimate non-take-up of student financial aid in Germany. Austria, like Germany, use the first approach (Ministry of Social Security and Labour, 2020b).…”

Section: Ways For Estimating Benefit Non-take-upmentioning

confidence: 99%

“…One way is to use administrative data and identify those who are eligible for the benefit (Bargain et al (2012), Vinck et al (2019)). Another possible way is to use microsimulation to establish non-take-up rates of various benefits and for particular groups (Bargain et al (2012), Herber and Kalinowski (2019)). To do this, the EU tax-benefit microsimulation model EUROMOD can be used (Matsaganis et al (2010), Tasseva (2016), Fuchs et al (2019)).…”

Section: Introductionmentioning

confidence: 99%

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The Benefit non-take-up in the Context of Cash Social Assistance Reform in Lithuania

Gabnytė

Vencius

Navicke

2020

STEPP

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The purpose of this article is to present the results of cash social assistance (CSA) benefit non-take-up in the context of the CSA system reform in Lithuania. The right to adequate minimum income benefits is one of the 20 key principles under the European Pillar of Social Rights (EPSR). Using the tax-benefit microsimulation model EUROMOD we seek to identify all those eligible to CSA benefit and to analyse its non-take-up rates in Lithuania. The analysis for 2016 showed that CSA benefit non-take-up in Lithuania was around 22%. This means that around one fifth of those who are entitled to this benefit do not get it for various reasons. The results show that there are two types of households, with a non-take-up rate exceeding 30%: single person and lone parent households. The dynamics of CSA benefit non-take-up between 2007-2016 were strongly negatively correlated to the annual average number of recipients of the CSA benefit. This makes for a counter-cyclical dynamic of the CSA non-take-up relative to the economic growth cycle. We find some evidence of an increase in the CSA non-take-up rate following the recent CSA reform in Lithuania. Further analysis is needed to distinguish between the effects of the economic cycle and the CSA reform.

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“…In 2012, approximately 67% of students were formally eligible to receive BAföG, i.e. they met the prerequisite to be still under 30 years old when starting their first full-time study program (Herber and Kalinowski 2019). Out of these formally eligible students, only 28% received BAföG (Deutscher Bundestag 2014).…”

Section: Introductionmentioning

confidence: 99%

Why do German students reject free money?

Fidan

Manger

2021

Education Economics

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Numerous eligible German students do not apply for heavily subsidized student aid (BAföG). Our theoretical model shows how imperfect information, risk aversion, debt aversion, and student income can incentivize rational students to abstain from an application. We use GSOEP data from 2001 to 2013 to simulate BAföG eligibility and find that in particular risk averse students with low income are discouraged if they have little information about the application procedure. Moreover, debtaverse students are more reluctant to apply. This suggests that a nontransparent and complicated student aid system disproportionally discourages poor students with little experience with the BAföG system.

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Non-take-up of student financial aid—A microsimulation for Germany

Cited by 7 publications

References 66 publications

What works to reduce inequalities in higher education? A systematic review of the (quasi-)experimental literature on outreach and financial aid

What works to reduce inequalities in higher education? A systematic review of the (quasi-)experimental literature on outreach and financial aid

The Benefit non-take-up in the Context of Cash Social Assistance Reform in Lithuania

Why do German students reject free money?

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