“…Therefore, more people purchase services when their needs are not covered by social services, and this has consequences for families and carers with lower levels of education, who purchase services less frequently than those with higher education. This development affects women to a great extent, as they are the main carers and are more likely to reduce their formal labour time due to care responsibilities (Jegermalm, 2005;Jegermalm & Sundström, 2017;Ullmanen, 2015;Ullmanen & Szebehely, 2015;Saraceno, 2010;Szebehely & Meagher, 2017).…”