The cluster transfer in multinucleon transfer reactions near Coulomb barrier energies is implemented into the master equations in dinuclear system model, in which the deuteron, triton, 3 He and α are taken into account. The effects of cluster transfer and dynamical deformation on the formation of primary and secondary fragments are systematically investigated. It is found that the inclusion of cluster transfer is favorable the fragment formation with increasing the transferring nucleons and leads to a broad mass distribution. The isotopic cross sections of elements W, Os, Rn and Fr in the reaction of 136 Xe+ 208 Pb at the incident energy of Ec.m. = 450 MeV are nicely consistent with the Argonne data. The new neutron-rich isotopes of wolfram and osmium are predicted with cross sections above 10 nb. The production mechanism of neutron-rich heavy nuclei around N = 126 in the reactions of 58,64,72 Ni + 198 Pt is investigated thoroughly. The cross sections for producing the neutron-rich isotopes of platinum, iridium, osmium and rhenium in the multinucleon transfer reactions of 64 Ni + 198 Pt and 72 Ni + 198 Pt at the center of mass energies of 220 MeV and 230 MeV are estimated and proposed for the future experiments.