To understand the cause of read/write error due to lube accumulation, a model to simulate the slider's response to the contact impact, which can occur between a lubricant droplet on the disk and a slider, was developed. The contact impact model is based on the water-hammer pressure model with an additional damping force, where the wave-shock pressure is assumed to function as the contact pressure, and the damping force defines the damping characteristics of the impact which are due to the lubricant's high viscosity and squeeze between the droplet and slider contact area along the slider local velocity direction. The transient contact impact is dependent on lube droplet density, disk velocity, pitch angle of the slider, and contact area between the droplet and the slider. The measured read/write signal jump due to lube pickup can be explained by the simulation results. This modeling and simulation are helpful to us in understanding the read/write signal loss due to a lube droplet at head disk interface.