Trench laying cables are often used at inlet and outlet regions of a power distribution cabinet. In order to improve the heat transfer performance and extend service life of a trench laying cable, the heat transfer and cable ampacity of the trench laying cable with a ceramic plate were numerically studied in the present paper and the results were compared with those of a traditional trench laying cable. The variations of conductor loss and eddy current loss of different loop cables were discussed in the trench with a ceramic plate, and the effects of ceramic plate parameters on heat transfer performance of the trench laying cable were optimized using the Taguchi method. It is found that for the trench with ceramic plates, although the ceramic plate restrains the natural convection in the trench, the total heat transfer for natural convection and thermal radiation are enhanced for the cables and the cable ampacity can be improved. The difference of electromagnetic loss between the upper- and lower-layer cables in the trench with ceramic plate is quite small. When the cable core current (I) increases from 700 A to 1100 A, the maximum difference of averaged electromagnetic loss between the upper- and lower-layer cables is 1.22%. With the Taguchi method, an optimum parameter combination is obtained. When the length, thickness, and surface emissivity of the ceramic plate are equal to 0.48 m, 0.0734 m, and 0.8, respectively, at I = 900 A, the cable maximum temperature in the trench is the lowest.